Cap one you are out of here

[Jnbmom]

After trimming the herd I decided to close my 2 cap one cards. They would not let me combine so I decided they have helped me build up and it's time to say goodbye.

Once again didn't even try to convince me to stay with them.

[Anonymous]

They couldn't  care less that you closed them.

[K-in-Boston]

feelsgoodman.jpg

Did the same on my last remaining CapOne card this month and it felt good.  20+ years of no CLIs and high APRs.  Parting with DW's is a little more difficult, though. Staying in the sock drawer for now.

[EvilR-T]

Good for you! I bet it feels great. I can't stand cap one. I would close mine if it weren't my oldest at 15 years. It was a discover direct rewards rebuilder before it became a cap1 platinum rewards pos.

[Anonymous]

Everybody can't stand Capital One. 

You didn't hate them when they said "Congratulations" and everyone else said "DECLINED".

[Jnbmom]

I don't hate them. I am thankful to them for giving me a start. I have built since then and now it's time to move on.

[AverageJoesCredit]

Congrats Mom

Lol, Donny's got a point. If ever there was more or less a prime lender , in this I say at least of the big names, Cap One seems like the #1 stop to start rebuilding. I would just use them for their intended purpose build your credit and either continue or move on. We know the banks won't lose a wink of sleep on us closing up our accounts. The csrs get paid either way and the banks will make their money through rain or shine.

[Jnbmom]

And that's exactly what I did. Never claimed to "hate" them.

[Anonymous]

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@Anonymous wrote:
They could care less that you closed them.

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I would argue that they couldn't care less.

[K-in-Boston]

CapOne wasn’t close to my first card. I’ve had like 6 over the years, but 4 of those were from other lenders they acquired years later. The card I just closed was my “newest” from 2004, a $5k+ card they bought out years ago and jacked my interest rate up on.