Cap1 QS1 Product change or close?

[Anonymous]

Hey guys,

The QS1 is my second oldest card after my discover. 

I have a $2,300 CL which was only recently increased. 

Now I have the CSR and Freedom Unlimited, and my Amex Gold is my go to for dining and restaurants. 

The annual fee completely puts me off keeping this card as I get the exact same 1.5% cashback with the FU however the value is worth more with my CSR.

I called last month and they told me I have no offers to PC to a no annual fee card such as the QS or SavorOne and the link keeps saying the offer has expired and is unavailable. 

Should I call it a day if by renewal I still cannot get the card PC'd and just close this card? Even if I get the annual fee waived I doubt I will use this card very often and then next year I will have the same problem. 

Thanks! 

[AllZero]

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@Anonymous wrote:

Hey guys,

The QS1 is my second oldest card after my discover. 

I have a $2,300 CL which was only recently increased. 

Now I have the CSR and Freedom Unlimited, and my Amex Gold is my go to for dining and restaurants. 

The annual fee completely puts me off keeping this card as I get the exact same 1.5% cashback with the FU however the value is worth more with my CSR.

I called last month and they told me I have no offers to PC to a no annual fee card such as the QS or SavorOne and the link keeps saying the offer has expired and is unavailable. 

Should I call it a day if by renewal I still cannot get the card PC'd and just close this card? Even if I get the annual fee waived I doubt I will use this card very often and then next year I will have the same problem. 

Thanks! 

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If you don't mind calling every year for fee waiver, keep it unless you find another revolver replacement. That $2,300 may or may not help with your utility.

[Mv350]

I have been thinking about this same thing. I just got approved for the PPMC w/ 2% cashback. So the QS1 has no room in my wallet anymore. After a few months I am going to try and get CLI on my  paypal line and MC. If it's enough, I'll close the card before the next AF. 

[Anonymous]

You could try calling them to see if they would waive the AF. If not, perhaps you can check to see if you prequal for QS if you really like the card. If it's just a matter of keeping it because it's your second oldest card, you can cancel and it will be on your CR for 10 yrs so long as your account is in good standing than no worries.