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Opened a capital one platinum back in 2017 when I started building. I put $99 down for a $200 limit. About 2 years in and never missing a payment cap1 upped the limit to $500 while still being secured. 5 years after opening they graduate the Platinum secured to QUiksilver (no annual fee) with $3,000 limit. I was worried they would never graduate this card. Happy 😃
Nice that they finally graduated it for you, some are not so lucky.
To be fair I don't think most people wait 5 years either.










Congrats! You've got quite the patience!
Well that's great news, and makes me hopeful. It was one of my first cards, and while they have unsecured it over a year ago now, I'm still waiting for the upgrade graduation/ cli. It's been almost 5 years for me
Congrats !



Starting Score: 560Congratulations. I wish they would just be more transparent around timeline to graduate and timeline to give CLIs to bucketed cards. Have a Quicksilver stuck at 1k for a few years now.
Nice! It seems like Capital One has been a little more generous lately and no complaints about that!

Congrats on both your graduation and upgrade to QS😊