@Anonymous wrote:I have been in this game since I was 19. I am now 43 - I have won - I have lost - I have had my life turned upside down personally and financially. The only issue that is personal is peace of mind - and you know - participating in a crazy race for credit line increases and rewards, approval.. and such... is just that, crazy. What I am saying is that, I realized I was doing this and adding more angst to my life by playing this game. At the end of the day, I am more concerned about the young man I spent counseling in my office last night because he is having a hard time in school as the anniversary of his brother's murder is two days away. I much rather put my energy into these types of important things, not calling Cap1 or any other company and complaining about a few hundred dollars here and there.
My point was to say that I realized how petty all of this is, and you know, I am very fine saying I will not participate; I do not have to. And when I did not participate years ago, it all worked out fine, and provided that I do not make the same mistakes I made in the past, it will all work out fine again. Trust me, you spend many years in a crazy and hectic personal spaces - then you are really blessed when you can realize that you are making a big deal out of minutia and taking yourself back into crazy and hectic spaces - that at one's core - mean nothing in the grand scheme of things. What am I going to accomplish - that is important to me - with 4 credit cards, 2 of which are going nowhere, that I cannot accomplish with 2 that are? Nothing!
In this respect, it is personal - and only in this respect. It is just something I realized I was doing as I read through my and others' threads and contemplated what really is important to me. These two credit cards simply are not - and neither is the drama and sense of entitlement that comes with participating in this credit game, in what is for me, unhealthy ways. There is a personal story behind my realization and decision - and I am comfortable with both. My credit is improving, I am moving in the direction I want to move in – no need to hold on to what is no longer serving me. It is just a value I need to incorparte in many aspects of my life - what better place to start than with something as insignificant as two credit cards! They will not be missed 'none'tall, as my great aunt would say.
It sounds to me as if you've done a good job of putting things into perspective. You're right in choosing to focus on the issues that are truly important to you and refrain from obsessing over those that, in the grand scheme of things, are not. At this point, it sounds like you simply need to remain on track with your current credit habits and wait for better cards to come your way naturally... no need to sweat it. Good luck to you on your continued journey. 