@Anonymous wrote:
First...thanks so much to all of you and the great advice provided on this forum!! I called the backdoor # of CapOne and received a CLI on both cards! Prior to this, about 2 weeks ago, I zeroed out the balances on both cards. About how much of a bump in my credit scor should I expect to see and in what time frame. I especially concerned with EQ as I'm looking to purchase a car in the next few months, and that's the agency that the credit union uses. Thanks in advance!!
I don't believe that you have to have a $0.00 balance on the account but I did. Check this out.
Card 1-On Aug22nd I called and ask for a CLI on a limit of $300.00 and got a 500.00 Increase. Now the current total CL is $800.00. Had this account open for almost a year probably opened it in Sept or Oct I was late and went over the limit TWICE. Once was my fault and the other one was capital one. I had the account at 297.00 and when they added the Finance charge it took me over the limit of $300.00
Card 2-On today Aug26th I called and ask for a CLI on a limit of $500.00 and got a 500.00 Increase. Now the current total CL is $1,000.00. Open the account in MAY. Never been late, never went over the Limit.
