CapOne EO - Did It Again!!!

[improvingmycredit]

I've had my Orchard account since 2006. $1350 CL. I left it open just to see what CapOne would do after the conversion. I didn't expect much and fully expected to close the account.
Wrote EO- told them my expectations and my current credit profile- spending habits and ask for an increase- APR reduction- PC to Quicksilver- AF removal. Here's what I got: $15K CL- no AF. All with a SP!!! Said they couldn't reduce APR till after full conversion and Quicksliver was not an option either till conversion complete either. They added 1% rewards to my card also. Pretty Happy with CapOne now. Before this- I haven't been their biggest fan. Thanks CapOne!

[Anonymous]

Congratulations.   Capital One via the EO works very well in many cases.  The only complaint is that the "normal" channels doesn't work at all well, but I'm sure that fits Capital One plans.

[tattooedhusker]

Congrats! I just received a call from the EO as well, bumped my old orchard card from $400 to $1500! 

[Anonymous]

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@improvingmycredit wrote:
I've had my Orchard account since 2006. $1350 CL. I left it open just to see what CapOne would do after the conversion. I didn't expect much and fully expected to close the account.
Wrote EO- told them my expectations and my current credit profile- spending habits and ask for an increase- APR reduction- PC to Quicksilver- AF removal. Here's what I got: $15K CL- no AF. All with a SP!!! Said they couldn't reduce APR till after full conversion and Quicksliver was not an option either till conversion complete either. They added 1% rewards to my card also. Pretty Happy with CapOne now. Before this- I haven't been their biggest fan. Thanks CapOne!

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WOW!!! thats a huge increase! GO YOU!

[tonyjones]

Wow, $1350 to $15000, lol that's unheard of, congrats!

[improvingmycredit]

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@tattooedhusker wrote:

Congrats! I just received a call from the EO as well, bumped my old orchard card from $400 to $1500! 

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CONGRATS!  I'm rethinking my position on CapOne!  Nice increase!  

[improvingmycredit]

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@Anonymous wrote:

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WOW!!! thats a huge increase! GO YOU!

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Thanks!  I really didn't expect it.  I still wish they wouldn't HP all 3 when apping a product though.  lol

[improvingmycredit]

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@tonyjones wrote:

Wow, $1350 to $15000, lol that's unheard of, congrats!

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LOL... I know.. RIGHT!  I fully did not expect anything really.  No harm in asking.    I'm surprised and thankful.

[Anonymous]

I'm still surprised that when I asked for a CLI on one card, and specifically said I don't need one on the other, they gave me a CLI on both, and in fact a bigger one on the one I said I didn't need! 

[improvingmycredit]

lol- can't ask for more than that! . Congrats!