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CapOne rebuilding card question

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Anonymous
Not applicable

Re: CapOne rebuilding card question

They don't check at all . For the " are you a student " question , the answer has nothing to do with being approved or denied.
Message 11 of 18
Anonymous
Not applicable

Re: CapOne rebuilding card question

+1
Message 12 of 18
MarineVietVet
Moderator Emeritus

Re: CapOne rebuilding card question

Just a reminder that providing false information on an application is fraud.

 

So a question such as "Are you currently a student"? should be answered honestly and have the paperwork to prove it.

Message 13 of 18
Chaselover
Frequent Contributor

Re: CapOne rebuilding card question

Cap1 loves HPing. I had apped for the quicksilver many months back but they just denied me because they could not verify income. When I called in to provide my income details, they needed another HP again. I left it there, coz not worth it tose another inq.


In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.
Message 14 of 18
Kenny
Moderator Emeritus

Re: CapOne rebuilding card question


@MarineVietVet wrote:

Just a reminder that providing false information on an application is fraud.

 

So a question such as "Are you currently a student"? should be answered honestly and have the paperwork to prove it.


+1  -- to all of the people promoting this, why? Smiley Frustrated Don't lie on an application. Smiley Sad

Message 15 of 18
Anonymous
Not applicable

Re: CapOne rebuilding card question

Let's not jump to conclusions . Nobody said anything about lying . All I'm saying is your student status doesnt matter . You won't gain anything from your student status so I don see why anyone would even want to lie about it .
Message 16 of 18
elim
Senior Contributor

Re: CapOne rebuilding card question


@MarineVietVet wrote:

Just a reminder that providing false information on an application is fraud.

 

So a question such as "Are you currently a student"? should be answered honestly and have the paperwork to prove it.


 it doesnt say "Are you currently a student"? 

 

she will be honest.

Message 17 of 18
-NewGuy-
Moderator Emeritus

Re: CapOne rebuilding card question


@elim wrote:

@MarineVietVet wrote:

Just a reminder that providing false information on an application is fraud.

 

So a question such as "Are you currently a student"? should be answered honestly and have the paperwork to prove it.


 it doesnt say "Are you currently a student"? 

 

she will be honest.


That's true, the exact wording is "Are you a student?". However, think about it. If someone is applying for a student card, and there is a question on the app that says "Are you a student", wouldn't you think they're asking about currently? If she isn't a student right now, I wouldn't do it, it isn't worth it.

 

Besides, let's not forget about Cold's suggestion a few posts higher as well. SDFCU can give a secured card without three inquiries that reports to all bureaus. That sounds like a better deal regardless in my opinion.

Message 18 of 18
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