Capital One Approval Question

Cotton_Britches · ‎08-29-2015

I have one unpaid charge off for $1900 on my report from GERB/HHGregg (2012). No other baddies. No inquiries. A student loan that's always been current. Is it possible to obtain an unsecured card from Cap One, or will I have to go with a secured card?

“Faith is taking the first step even when you don’t see the whole staircase.”

ddemari · ‎08-29-2015

Cap1 is very forgiving. If your scores are decent and income decent, u should be ok.

Cotton_Britches · ‎08-29-2015

Do you have to submit the W2 for proof of income?

“Faith is taking the first step even when you don’t see the whole staircase.”

ddemari · ‎08-29-2015

Nope. Just be truthful and cap1 will be good to u

Anonymous · ‎08-29-2015

Did you app yet?

Anonymous · ‎08-29-2015

Good luck. Let us know...

Cotton_Britches · ‎08-29-2015

No I haven't apped yet. Just thinking through my app choices before I pull the trigger.

“Faith is taking the first step even when you don’t see the whole staircase.”

Anonymous · ‎08-29-2015

@Cotton_Britches wrote:
No I haven't apped yet. Just thinking through my app choices before I pull the trigger.

Okay, but if you could get on it within the next hour or so I'd appreciate it. I'll be heading out to watch the Seahawks.

OmarGB9 · ‎08-29-2015

Lol don't listen to Captool. He's a terrible influence around here.

Pressuring people into apping since he can't.

Anyway depending on scores and income you may be able to nab an unsecured cc with cap1.

Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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UncleB · ‎08-30-2015

You can also give the pre-qual page a visit... if you have an offer there, it should be pretty solid.