Capital One: Beyond the “Steps”

[CreditCrusader]

Question to anyone who knows:

After you complete your steps and receive your $500 limit, how long should one wait before applying for a card like Savor or Venture? For the sake of this question, let's assume that FICO scores are in the mid 600s with some form of baddie (6+ mo old BK, old charge-off/repo, etc.).

[Andy77]

Maybe this will help you.  Back in 2009 when the economy when is the toilet I got laid off and filed bk ch 7, I had included capital one in my bk.

In 2014, I applied and was approved for a Venture Visa Signature with 25k limit, 5 yrs post discharge.

If you want the excellent credit Venture card, the one I got in 2014, you would need to wait a number of years, I waited 5, but I don't know if I could have applied and gotten approved any sooner as I didn't try.