Capital One CLI Luv Button clarification from EO!

[Anonymous]

Let the requesting begin lol!

[Anonymous]

Good to know. I will def hit the button more often now lol. I was worried too that it'll look suspicious hitting it to often.

Now i just wonder if it's the same with discover? Lol

[Anonymous]

Ooh, I'd love a definitive answer from Discover on that too. Since my statement cut yesterday, and I have both paid it down some and actually used it for a couple purchases, I'm going to try again tonight!

ETA: 1k success. Yes, definitely addicting. 

[Anonymous]

I just tried again with discover after receiving 1800 last week. Was denied just now. Lol. Probably tried again too soon lol.

[Anonymous]

I wish it wasn't so addicting lol. Oh well its a soft pull. no biggie.

[Pway]

After reading the forums, I found out that capital one likes to see a lot of useage of their cards.  I personally, I ran through my credit limit several times a month and paying in full 2 to 3 times a month.  I received a CLI on all my cards within 2 months of opening them.  However, I am currently in credit steps as well.  I don't see that increase until around September.

Good Luck

[Anonymous]

Good luck with your credit steps increase.

[Anonymous]

My friend received a 2000 increase from cap1 after running through his limit multiple times a month and pif each time. So if you're doing the same then you should get rewarded just as nicely.

[Anonymous]

This was really helpful for me. In credit steps with cap1 qs visa no AF, initial CL of $1000. Was supposed to get automatic bump to $1500 after 5 on time payments (no joke, I think I have made 10 payments some months).  When u use this card to pay everything possible to earn the 1.5% it really does add up FAST. Hit that LUV button, and CHA CHING, automatic increase of $2,000 with a total CL of $3,000! TU: 659 EQ: 669 MyFico 688. I am so glad, I was worried being in steps I would be locked into a low limit. Love using Amex Serve to pay my bill, often times its next business day. And to think, my friend said I was dumb for paying bills, then 2 days later paying that charge in full.

[Anonymous]

Great to know & thanks for posting!!    Was always worried about that.