Capital One CLI Question

Anonymous · ‎12-13-2014

Today, I requested CLI on both Capital One cards and got the 2-3 business day response. Is this a bad sign since it was an automatic response 6 months ago?

masscredit · ‎12-13-2014

No, see how it goes. Give the EO a call if you get a denial. Sometimes I get approved by using the online button and other times I have to give them a call.

EQ - 693 / TU - 664 / EX - 675

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan

OffToBetterStart · ‎12-13-2014

Thats a denial you can email EO and get a manual review.

NFCU Cash Rewards $10,000 -Cap 1 Venture $10,750 - Care Credit $7,000 - Cap 1 Quicksilver $5,000 - Cap 1 Venture 1 $5,000 - Barclays Arrival $6,150 - Barclay Rewards $3,190 -Cap 1 Quicksilver $6,000 - Walmart $700
BK7 Discharge 1/04/2013
Current Scores EX (657) EQ (671) TU (644)

Anonymous · ‎12-13-2014

@OffToBetterStart wrote:
Thats a denial you can email EO and get a manual review.

Manual review is hard pull, right? Ugh.... I'm thinking maybe I hit my limit with them.

OffToBetterStart · ‎12-13-2014

@Anonymous wrote:
@OffToBetterStart wrote:
Thats a denial you can email EO and get a manual review.
Manual review is hard pull, right? Ugh.... I'm thinking maybe I hit my limit with them.

No its a SP. You might have hit the limit but its worth a shot. I thought i was at my limit as well but the EO helped alot.

NFCU Cash Rewards $10,000 -Cap 1 Venture $10,750 - Care Credit $7,000 - Cap 1 Quicksilver $5,000 - Cap 1 Venture 1 $5,000 - Barclays Arrival $6,150 - Barclay Rewards $3,190 -Cap 1 Quicksilver $6,000 - Walmart $700
BK7 Discharge 1/04/2013
Current Scores EX (657) EQ (671) TU (644)

Anonymous · ‎12-13-2014

Email the EO and they'll call you within a week . Iv had great results with EO . Got a CLI and a PC through them .

waters · ‎12-13-2014

2-3day notice is same as 7-10 for us with paperless statements. The document will appear online in your account hours before you get an email saying it's available to view.

You can chat to ask them to recon the denial if it is one of go the EO route. I'd probably just skip directly to the EO if I were u but still wait for the letter to see what it says.

6/2014; EX:621 EQ:627 TU:640
Cards: Capital One WORLD MC (QS): $7500 | Chase Freedom $3500
Sock: Merrick Bank $600 | Barclaycard $1250 | Sportsman's guide visa $2500

Anonymous · ‎12-14-2014

I'm new to this forum, would someone please send me the contact info for capital one EO please? I greatly appeciate it..

pazuzu · ‎12-14-2014

@Anonymous wrote:
I'm new to this forum, would someone please send me the contact info for capital one EO please? I greatly appeciate it..

Enter "Capital One CEO e-mail" into a search engine.

His name comes right up.

What's in his wallet?

No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***

Chaselover · ‎12-14-2014

Manual review cn b another hp, especially with cap1, they love doing hps.

In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.