Capital One CLI after $600

[lizmariposa]

After the $600 (that is, that $100 CLI you get after 6 mos of having a Capital One card), which further CLIs did you get? How soon after and for how much? 

Thanks

[Deeyarht948]

Sadly not many capital one is known for being stingy with credit limit increase us with heavy spend you might get a couple hundred dollars every six months but that's if you're lucky

[quikj9]

Yep, I'm on that $100 every 6 months train as @Deeyarht948 mentioned. 

I don't expect my Capital One cards to grow much, but I will continue to ask for a CLI every six months. 

[draychi]

I got the $100 increase to $600 the other day. Only had the Platinum card open for 2-3 months, got lucky I guess.

[RSX]

the main way to try for higher CL is to put heavy spend on it for 3-4 months - heavy spend means NOT staying under the $600 limit - otherwise they wont see the need to raise it for you

use it as your primary card for that period - pay it off weekly, so that you can spend over the $600 each month

put any utilities on it that you can - use it for gas - transportation - groceries

after 4 months of this, ask for a CLI

[Trini88]

My husband asked for an increase at 21 months on his $500 card and got $100. I got my $500 card 1 month after him. After 4 denials for a CLI on my card when I requested it at 18 months I placed all my spend on other cards. At 19 months it said I only spent $2.99 on my card and I got an email at 20 months they automatically increased me from $500 to $2000 😑. I think it was best not to ask and just let it happen. They are stingy!

[lizmariposa]

I requested an increase, and claimed I do not spend enough on the card, and that my monthly payments are too low. I pay my statement in full on the due date, and have had a few months where I've had a $100 reward on there that I've been using. So now I guess I get punished for using a reward, and for having a recurring charge and auto pay. (Mod cut-Not here please) It doesn't matter to them that I have good credit, one bit, it seems -- and their voice recordings all say  you can only ask for increases through automated phone or on the website. So if some algorithmn gets it wrong, I guess you're screwed, and too bad. 

[Trini88]

Exactly. I got denied for not much use and I got denied because "my account wasn't eligible for an increase". I said cool, put my monthly Insta Ink subscription on it and wrote a bad review on WalletHub and Credit Karma 😂. Next thing I know, first month I don't touch it and they increase it 🙄. My husband can't ask for another increase until December. I told him to just leave them alone and see what happens. He definitely spends more on his card than I do and they aren't budging. Calling is a mess, I never understand what they are saying and it's 100% scripted. I gave up calling.

[Binner]

I just got $100 increase ($500 start, now $600) after 100 days. I do use it and pay it often though - maybe $2000 or so a month.

[lizmariposa]

I had my utilities on it -- a $26 recurring charge everything. Crazy woman on the line complaining that it's a balance I have every month and never moves! Lady, it's paid in FULL every month. It's a NEW recurring charge. lol   Mod cut -please not here. Disparaging remarks about nationalities are not allowed.  

 I'm just gonna put it in a drawer. Not using that one again, nor that Quicksilver either. It's not even a subprime Quicksilver, and they still will keep it at just $600. This company is the worst.