Capital One CLI after $600

[lizmariposa]

My platinum is only at 600, and I've had it for 2 1/2 years. I always pay it on time and in full. But now, I'm just gonna box it. Not worth it. 

[Legal_Girl]

I am of the opinion that Capital One is not worth my effort.  I gave up asking for CLIs a while back. Whether I leave a minimal balance on in for a few months or pay it off monthly, I always get the standard 'not enough spend (paraphrasing) and payments too low'.  How can payments be too low if you pay it off as a general rule.  I haven't used in in months and months other than to put $20 bucks or so on it and then pay it off.  I anticipate I will be ending my non-productive relationship with Capital One in the next couple of months..

[lizmariposa]

It is definitely a waste of my time. 

[Trini88]

Have you tried product changing it into a quicksilver. That's also the only thing that changed 2 days before they increased my limit.

[lizmariposa]

I have a Quicksilver -- which is supposed to be the rewards one, with no annual fee, and 0% APR that I have till end of december. But that's only at $600, too. It's just lame. 

[Trini88]

I completely understand because even with the increase I'm still annoyed at them. I only use it for 1.5 cash back on my water and internet bill 🙄

[Deeyarht948]

As far as increases go I am currently spending heavy on my savor card putting literally everything on it hoping for a big increase soon am I wasting the effort and move my spend to my discover card? Or stay spending on it hoping 

[Anonymous]

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@lizmariposa wrote:

After the $600 (that is, that $100 CLI you get after 6 mos of having a Capital One card), which further CLIs did you get? How soon after and for how much? 

Thanks

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Cap 1 isn't known for giving out any money.   

[OmarGB9]

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@Deeyarht948 wrote:

As far as increases go I am currently spending heavy on my savor card putting literally everything on it hoping for a big increase soon am I wasting the effort and move my spend to my discover card? Or stay spending on it hoping 

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Personally, I'd abandon that idea and move on to showing Discover some love.

[ReturnOfTheCredi]

You know you can simply go into the app and request an increase anytime, yes? My Venture started at $15k and my Savor at $20k in 2017 and 2018, respectively. Early in 2020, I just went into the app and requested a CLI on both and they went up $3k each (instantly, I might add) to $18k and $23k in. It's the most straightforward and responsive system I've used for this with any issuer, pretty much ever.