Capital One Credit Card Payment Retry

[Mrsbann2]

Does Capital One resubmit or retry a returned payment a 2nd time before posting it as such to the Capital One account? 

[Remedios]

Did your payment bounce? 

[Mrsbann2]

NSF once on my checking account. I've had this happen before 1 time with a Comenity card but they resubmitted the payment a 2nd time so it didn't post as returned to my card account.

[Remedios]

Cap One can be brutal with returned payments unless they result from error on their end.

If you want to keep that card, make a payment right now. 

[blindambition]

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@Mrsbann2 wrote:

NSF once on my checking account. I've had this happen before 1 time with a Comenity card but they resubmitted the payment a 2nd time so it didn't post as returned to my card account.

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Most likely returned. Have you logged in? Might show restricted.

Give them a call. No lender likes NSF, but they are known to close account. If not, it's going to be a recent internal strike.