Thanks Aduke. I want a CLI from Citi Dc but it's to new a card. So its off to the garden. Since my DW just got her $15K Amex BCP last week she is gardening to 7/1 so she can get a Chase INK for our business. She needs to be under 5/24 but already has the scores and income. We have a Cap 1 Spark siggy but figure we are leaving a lot on the table. Funny her Cap 1 QS started with a decent limit but they never have raised it. Maybe in a month or so we can get it raised to match AMEX. We PIF every month.