Capital One - Credit Steps

[Anonymous]

Who has received additonal (credit step increases) besides the inital one after the 4th statement???

[Anonymous]

From the letter's I received-they state you have to be at your current CL for 6 months to request another increase. I was at the 7 month mark when I called and got $500 CLI. This is after the credit steps I received back in April.

[Anonymous]

You can receive additional CLIs, but they are not part of the credit steps program itself.

[Anonymous]

In my credit steps letter, they state that I will get an increase to $1000 at 3 months and to 1,500 at my 7th statement automatically.  Sounds good to me.  My card is at $500 now.

[Anonymous]

---

@Anonymous wrote:
In my credit steps letter, they state that I will get an increase to $1000 at 3 months and to 1,500 at my 7th statement automatically.  Sounds good to me.  My card is at $500 now.

---

I'm going to take it you didn't get the same letter as some of us, the one with the stupid sticker's to remind you not to be late? That letter only stated ONE increase for me, nothing about a second one. Congrats though! Nice limit increases for you!!

[Anonymous]

Yeah haha I definitely didn't receive any stickers.  I kinda wish I did though.  Don't worry, my card still sucks ($39 AF)  Should have just app'd for the one with no AF and the high interest since I don't carry a balance anyways. 

[Grape]

---

@Anonymous wrote:
In my credit steps letter, they state that I will get an increase to $1000 at 3 months and to 1,500 at my 7th statement automatically.  Sounds good to me.  My card is at $500 now.

---

I got the same letter and program. Just opened my account in September. My second bill just dropped. I am thinking I will try to call right before my third statement hits and see if I can get any additional CLI. For those with more cap 1 experience, the recco is to call before the 3rd statement hits, correct?

[Anonymous]

---

@Grape wrote:

---

@Anonymous wrote:
In my credit steps letter, they state that I will get an increase to $1000 at 3 months and to 1,500 at my 7th statement automatically.  Sounds good to me.  My card is at $500 now.

---

I got the same letter and program. Just opened my account in September. My second bill just dropped. I am thinking I will try to call right before my third statement hits and see if I can get any additional CLI. For those with more cap 1 experience, the recco is to call before the 3rd statement hits, correct?

---

Correct. You may be able to squeeze an extra increase out of them. I was able to get 2 in before my credit steps hit. I called after my second statement and then about a week before credit steps and still got the increase.

[laz98]

my credit steps letter just came in today.

it says i will get one after 3 on-time payments, around my 4th statement.

THEN i will be eligible for one by my 7th statement if i don't screw up.

i will try & squeeze a CLI out of them between the two credit steps CLIs.

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:
In my credit steps letter, they state that I will get an increase to $1000 at 3 months and to 1,500 at my 7th statement automatically.  Sounds good to me.  My card is at $500 now.

---

I'm going to take it you didn't get the same letter as some of us, the one with the stupid sticker's to remind you not to be late? That letter only stated ONE increase for me, nothing about a second one. Congrats though! Nice limit increases for you!!

---

I forgot about those stickers!! LOL  : )  Reminded me of kindergarten when the teacher would put a star on your paper.