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Capital One P.C.

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simplegirl
Valued Contributor

Capital One P.C.

When can you product change a platinum to quicksilver or a different card? or is that not possible..








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10 REPLIES 10
M_Smart007
Legendary Contributor

Re: Capital One P.C.

I have absolutely no idea about Capital One except (3) HP's for approval.

 

But you may be able to check for an upgrade here?;

https://verified.capitalone.com/auth/signin#/esignin?Product=Card&Action=ProductUpgrade

Message 2 of 11
SUPERSQUID
Valued Contributor

Re: Capital One P.C.

yes you can pc a platinum to a quicksilver but i did it after the card hit 5 months. they didnt charge me a fee.

there is a thread somewhere on this forum that gives you a code to enter into the address bar while you are logged into your cap 1 account. they will tell you if you are eligible for an upgrade.

 

from memory while you are logged into your account the address in the address bar ends with a /

after the / enter =productupgrade , a page should pop up to tell you if you are eligible for an upgrade

 

Message 3 of 11
Brian_Earl_Spilner
Credit Mentor

Re: Capital One P.C.

You can request an upgrade at 4 months.

    
Message 4 of 11
simplegirl
Valued Contributor

Re: Capital One P.C.

i've had this card for a year and just got another $100 increase to my limit bringing it to $500 but the link i found for product changing just keeps bringing me to the login. Oh and also i have a paid charge off from 2017 for capital one don't know if that removes my chances.








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge





Goals:

Get First Home in Summer 2025
Message 5 of 11
800wannabe420
Frequent Contributor

Re: Capital One P.C.


@simplegirl wrote:

When can you product change a platinum to quicksilver or a different card? or is that not possible..


I did a product change from platinum to QS on day 101, but that was 3+ years ago.  

Message 6 of 11
quikj9
Frequent Contributor

Re: Capital One P.C.

I'd just call in and ask if you can PC your Platinum to a QS if the link isn't working for you.

 

My QS started its life like yours as a Platinum with a $300 SL. I was able to PC to the QS 3 months after opening the card. There are a ton of others with a similar PC story. 




Message 7 of 11
simplegirl
Valued Contributor

Re: Capital One P.C.


@SUPERSQUID wrote:

yes you can pc a platinum to a quicksilver but i did it after the card hit 5 months. they didnt charge me a fee.

there is a thread somewhere on this forum that gives you a code to enter into the address bar while you are logged into your cap 1 account. they will tell you if you are eligible for an upgrade.

 

from memory while you are logged into your account the address in the address bar ends with a /

after the / enter =productupgrade , a page should pop up to tell you if you are eligible for an upgrade

 


I did this and i finally got the upgrade page and had an offer to get the quicksilver card with no annual fee and 1.5% cashback. Yay!








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge





Goals:

Get First Home in Summer 2025
Message 8 of 11
SUPERSQUID
Valued Contributor

Re: Capital One P.C.


@simplegirl wrote:

i've had this card for a year and just got another $100 increase to my limit bringing it to $500 but the link i found for product changing just keeps bringing me to the login. Oh and also i have a paid charge off from 2017 for capital one don't know if that removes my chances.


You can call cap 1 and ask if you are eligible for a pc to QS.

 

EDIT - PS OOPS , I didnt read that last post before i posted this, congrats on the pc to QS. and double congrats they gave you the no AF version

Message 9 of 11
simplegirl
Valued Contributor

Re: Capital One P.C.


@SUPERSQUID wrote:

@simplegirl wrote:

i've had this card for a year and just got another $100 increase to my limit bringing it to $500 but the link i found for product changing just keeps bringing me to the login. Oh and also i have a paid charge off from 2017 for capital one don't know if that removes my chances.


You can call cap 1 and ask if you are eligible for a pc to QS.

 

EDIT - PS OOPS , I didnt read that last post before i posted this, congrats on the pc to QS. and double congrats they gave you the no AF version


lol its funny but my charged off account is the quicksilver one with the annual fee.








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge





Goals:

Get First Home in Summer 2025
Message 10 of 11
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