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Capital One Platinum

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Anonymous
Not applicable

Capital One Platinum

Hello,

 

I read some reviews online where people are claiming that they PCed the cap one plat to a QS visa.  Is this possible given the plat is a MC?  I spoke with a rep online and I was told the plat will only PC to a no AF MC since the plat runs on the MC network.

 

Any thoughts?

 

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Capital One Platinum

You can PC to a QS, but it will be a Mastercard QS.

I have a Mastercard QS sitting in my wallet at this very moment.

Message 2 of 10
Anonymous
Not applicable

Re: Capital One Platinum

If you PCed to the QS MC, does it have an AF?

Message 3 of 10
ohreally7654
Established Contributor

Re: Capital One Platinum


@Anonymous wrote:

Hello,

 

I read some reviews online where people are claiming that they PCed the cap one plat to a QS visa.  Is this possible given the plat is a MC?  I spoke with a rep online and I was told the plat will only PC to a no AF MC since the plat runs on the MC network.

 

Any thoughts?

 


I'm not certain about the QS Visa but I PC'd mine from Platinum to QS MC after 2nd statement cut, no AF. 

Current Fico 8 Scores 11/25: TU FICO: 604 | EX FICO: 555 | EQ FICO: 548. Cap One QS Secured: $200 | Williams Sonoma Visa Signature $500 | Open Sky Secured $500 | Destiny MC $1K | Indigo MC $1K
Message 4 of 10
Anonymous
Not applicable

Re: Capital One Platinum

Hubby just PC'd his Platinum to a QS, can't say whether the QS is Visa or MC yet, card should be here today or tomorrow.
Message 5 of 10
Anonymous
Not applicable

Re: Capital One Platinum


@Anonymous wrote:

If you PCed to the QS MC, does it have an AF?


No, it does not have an AF.

Message 6 of 10
SouthJamaica
Mega Contributor

Re: Capital One Platinum


@Anonymous wrote:

Hello,

 

I read some reviews online where people are claiming that they PCed the cap one plat to a QS visa.  Is this possible given the plat is a MC?  I spoke with a rep online and I was told the plat will only PC to a no AF MC since the plat runs on the MC network.

 

Any thoughts?

 


Just call and ask if your account is eligible for an upgrade, and if so find out what's available to you.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 10
NRB525
Super Contributor

Re: Capital One Platinum

My CapOne Platinum MC from 2003, no AF, was PD'd to a QS WMC last year, everything remained the same except the inprovement to WMC and boost to 1.5% earnings.

Message 8 of 10
someg33k
Established Contributor

Re: Capital One Platinum

Here is what I did...

 

Had a Cap1 plat MC, upgraded that to QS MC.  Shortly thereafter I applied for QS VISA and was approved. Then I did the account combo and rolled the MC into the VISA.

 

Message 9 of 10
Anonymous
Not applicable

Re: Capital One Platinum

I have a Capital One Platinum MC and Capital One QuickSilver One... Forgive me for spelling out, but I'm slowly learning all this credit forum jargon and acronyms.... They are both low limit cards as I am in a rebuilding phase. Should I eventually look for better products with Capital One? How long should I wait? And which products should I be looking to change each too after some time?

 

Just a lil bit of info: my credit is shot to pieces, scores are ranging from low 400's and mid 500 TransUnion. These are my first credit cards. I blew my credit with late auto loan payments and student loan neglect. So, I know at this time I am not in a position to be asking for much more than what Capital One has offered.

Message 10 of 10
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