Capital One Quicksilver

[9erfan]

give it it a try. I was worried about it to. I called them todayand got approved it was pain less

[Anonymous]

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@9erfan wrote:

give it it a try. I was worried about it to. I called them todayand got approved it was pain less

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now is it the quicksilver one (average) or the quicksilver visa (excellent) when called to pc

[Josh2942]

I'm assuming your in college like I am because it's a journey card. I had it for 6 months and at 7th statement I got increase from 500 to 2k and upgrade to quick silver. Not going to lie the journey rewards are better because you have a lot of cash back deals that the quicksilver won't give you.

[jesseh]

chancep and josh,

You both show a Quicksilver visa in your sigs, but Cap1 states that the minimum limit on that card is 3k., and your limits are below that.

Any idea how that's possible?

[Kenny]

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@jesseh wrote:

chancep and josh,

You both show a Quicksilver visa in your sigs, but Cap1 states that the minimum limit on that card is 3k., and your limits are below that.

Any idea how that's possible?

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PC via EO or Chat, maybe?

[ItnStln]

How do you get into the credit steps program? Also what does pc stand for?

[myjourney]

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@ItnStln wrote:
How do you get into the credit steps program? Also what does pc stand for?

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Welcome to the forum 

The credit steps program is usually applied with a new card from CAP1 

To see if you were enrolled go into your online account

Select statements 

Click Documents tab this is where it would be.

PC= product change 

[JoshuaHolySpirit]

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@Anonymous wrote:

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@9erfan wrote:

give it it a try. I was worried about it to. I called them todayand got approved it was pain less

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now is it the quicksilver one (average) or the quicksilver visa (excellent) when called to pc

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Journey is a Visa, so I am guessing, his anticipation is a QS Visa for excellent?? (not MC-QS1 for average)

[ItnStln]

Thanks for the welcome, myjourney!  I will wait until my statement posts to check on the credit steps program.  I have both the Quicksilver One Master Card, and the Platinum Master Card so could I, in theory, be in the credit steps program for both cards?  Also I have the two cards for emergency use, not to use regularly.  Would I need to show usage on them for a CLI?  And thanks for explaning what PC stands for!

[myjourney]

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@ItnStln wrote:

Thanks for the welcome, myjourney!  I will wait until my statement posts to check on the credit steps program.  I have both the Quicksilver One Master Card, and the Platinum Master Card so could I, in theory, be in the credit steps program for both cards?  Also I have the two cards for emergency use, not to use regularly.  Would I need to show usage on them for a CLI?  And thanks for explaning what PC stands for!

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You don't have to wait for a statement cut if the new account is showing online already and if enrolled the credit steps document is already there

Using cards for emergency use if fine but if you have regular bills that you pay monthly you may as well get the rewards by using CC's and then paying them on or before the ststement cuts.

I suggest anything you pay cash for or write checks monthly for use your cards where you can keep the cash in a interest bearing checking account and then just pay when statement cuts 

All CC's like some use for CLI's how much is up to you.