Capital One Secured CLI

xXIDaShizIXx · ‎03-18-2014

So how does one go about getting the $100 CLI from Capital One for their secured card at the 6 month mark or greater? It seems to be very random.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;

Nola_Bee · ‎03-18-2014

I just received an email from Cap1 today advising that I received this unsecured CLI. I just received my 6th statement on yesterday.

baller4life · ‎03-18-2014

Random. I just got one but apparently everyone does not.

xXIDaShizIXx · ‎03-18-2014

So did all of you get a $100 CLI? And also, what did you have on your card to begin with if you don't mind me asking? I have a $500 limit myself.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;

corymcd88 · ‎03-18-2014

@baller4life wrote:
Random. I just got one but apparently everyone does not.

True I have had mine since 2010 and nothing.

Nola_Bee · ‎03-18-2014

I had a $200 limit.. now its $300.

baller4life · ‎03-18-2014

I had $200 and now it's $300. I'm contemplating taking it to the max of $3k just to show some history at higher limits so I won't get stuck in toy limit hell. What are your thoughts on that?

Nola_Bee · ‎03-18-2014

That sounds like a plan Baller. I would consider the same.. but on my BOA secured card, not the Cap 1 because it doesn't graduate.

xXIDaShizIXx · ‎03-18-2014

yeah dont add to cap one. did you guys have balances on your cards?

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;

bigblue7722 · ‎03-18-2014

@xXIDaShizIXx wrote:
So did all of you get a $100 CLI? And also, what did you have on your card to begin with if you don't mind me asking? I have a $500 limit myself.

When i had mine they gave me a 300 cli increase. I started out with 200 then added another 800 then they gave me 300 for a total of 1300. Then i applied for qs at like the 9 month mark (i should have waited a full year) and had to recon thru EO but was approved for 1500. I wish I deposited more (they prob would have given me a higher credit line) I had plenty of money at the time but I was kinda worried with my luck something would happen. However, they were very good about sending the check back with my 1k. I think I got it in about two weeks.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.