Capital One Secured - Unsecured after 1 year

[Anonymous]

Woke up this morning to this email:

"XXXXXXXX

Congratulations! Because you’ve used your card responsibly, you’ve been upgraded to an unsecured Capital One® Platinum Mastercard®. Go, you!
You earned it!
Your $99.00 security deposit is being returned to you as a credit to your account. You’ll see it on your next statement.
Everything else stays the same.
You don’t have to do anything but keep up the good work and enjoy your unsecured card—your card and other terms will stay the same.
What’s next?
Take advantage of the Capital One Mobile app to manage your account and update your income information if you’d like to be considered for future credit line increases."

It's been about 1 year since I got it, I've only used it maybe 3 or 4 times since I've had it since there were no rewards. Now my account is showing a credit balance -$99 will they do a credit balance refund check?

[Khalifa_Jayy]

Congrats, first of all. Second, getting a refund check... well... it's worth a shot! You never know.

[AverageJoesCredit]

Congrats on graduating Matt

[Anonymous]

Awesome Matt.  I'm about 4-5 months in. Someday it will be my turn.

Did you get an auto CLI before that around 5-6 months like some seem to?  Did they bother to give you one when it unsecured?

[Anonymous]

Alt - No I got one at 5-6 months. The standard $300.

They didn't give me a CLI when it unsecured either I'm at $550 CL right now. Even though I have other cards with much larger CL, like my NFCU Cash Rewards is at 13.5k CL.

[Total80sKid]

Congrats!

They still wouldn't graduate me after almost 3yrs so I closed that card and already got my $99 check.

They were quick!

[Anonymous]

Congrats!