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Capital One Trolling Me?

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GoodCredBen
Valued Contributor
‎11-08-2011 06:48 PM
‎11-08-2011 06:48 PM

Re: Capital One Trolling Me?

After 2 years, my fiance has a card with a 1250 dollar limit that started at 500! LOL 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 11 of 17
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mAndrew1980
Established Contributor
‎11-08-2011 06:55 PM
‎11-08-2011 06:55 PM

Re: Capital One Trolling Me?

Woah, what Cap1 card did you get? 2K CL for them is huge!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 12 of 17
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GoodCredBen
Valued Contributor
‎11-08-2011 07:15 PM
‎11-08-2011 07:15 PM

Re: Capital One Trolling Me?

Exactly, and their scores must be different because for a 2k CL ... must be good credit haha 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 13 of 17
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ltorres25
Regular Contributor
‎11-08-2011 07:41 PM
‎11-08-2011 07:41 PM

Re: Capital One Trolling Me?

Congrats on the 2k limit, I would be happy if they approved me for a 300 limit at this point Smiley Sad

 

Benjamin_V

 

how can you get a card from cap 1 and they deny me? lol, I have one paid charge off from 4 years ago, a paid collections from 2 months ago, and my car loan that I have been paying on time for the past 11 months. They confuse me lol


| TU FICO: 747 | EQ FICO: 746 | EX FICO: 741 | Last HP: 5/20/15 |
Message 14 of 17
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GoodCredBen
Valued Contributor
‎11-08-2011 07:44 PM
‎11-08-2011 07:44 PM

Re: Capital One Trolling Me?

my last collection PIF was over a year old?

 

I have had 2 cards i also defaulted on them with... soooo i dunno haha 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 15 of 17
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Ms-Kato
Contributor
‎11-08-2011 07:46 PM
‎11-08-2011 07:46 PM

Re: Capital One Trolling Me?

@Finance805 wrote:

So called them today when I got back from work.  I did get approve and card should be here within 10 business days.  $2k limit.  Not the best but better than my $750 limit card!

Yep..they gave me a 2k limit ...2 of my scores are mid 600's give or take but EQ is 681.

Message 16 of 17
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Finance805
Valued Member
‎11-08-2011 08:37 PM
‎11-08-2011 08:37 PM

Re: Capital One Trolling Me?

Maybe they saw all my denials and felt sorry for me?  Haha, I'm not sure.  If anything I believe it would be due to the fact that I have the other Cap One card and have always PIF

Updated Scores (All Pulled 4/9/15) - FICO: Equifax-774 / FICO: Experian-736 / FICO: TransUnion-777
Starting Scores - FICO: Equifax-670 (Pulled 9/2/12) / FICO: Experian-656 (Pulled 10/26/11) / FICO: TransUnion-627 (Pulled 11/14/11)
Message 17 of 17
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