@Tauren1 wrote:Hi, was pre-approved for a few Cap 1 cards (was hoping for Venture X, but didnt pop up).
I got the Savor, some other Venture card with no AF and 1.5x miles, and the Cap1 Venture Rewards with $95 AF.
We're planning a trip soon and thought ti would be a good time to look at travel cards and im too scared to apply for a Chase SP since I just got the Chase FU in November.
The total trip cost will be around $4500 so starting limit would be a factor to consider. Any advice would be great as I don't have any Cap 1 cards.
Current setup:
Mission Lane - $3500 (2+ years)
Chase Freedom Unlimited- $1000 (3 month
https://www.capitalone.com/credit-cards/preapprove/venture-x/
try the venture-x specific pre-approval, cap1 still has some floating pre-approval links out there that don't include VX.
when you google "venture x preapproval" the top link is a pre-approval link without VX because logic.
this link is VX only and comes with an emailed denial letter if not pre-approved.
but if limit is a concern, venture can be as low as $2k, CSP you are promsied $5k, CSR $10k.
3 months is a good amount of time to wait, but the thin file does make a chase approval a tad dodgy, but not so much with the longer history
@GZG Though it doesn't matter for OP since they were approved already, oddly the general preapproval tool while it typically left out VX (I used the VX specific tool for my approval), it has shown VX at times. When I opened my Savor in 2024, I used the regular tool and all varieties including VX were showing. I don't know what drives when it's in the regular tool or when it's only in the VX specific one.
@Tauren1 wrote:So I used the Venture X pre-approval link you gave me and it actually shows me as Pre-Approved.
Is that a pre-approval tool I can trust is accurate?
I only have 1 inquiry on my report right now and that's from my CFU i opened in November, so don't want to take an unncessary hit when i'm looking at building my relationship with chase later this year.
If its very more likely than not to be an Approval, i'll go ahead and take the hard pulls.
congrats on your approval, to answer your question though, it's pretty confident in an approval, not 100% like amex would be but ~90-95%+ if I had to put a number on it
there's a small chance they will ask for ID/proof of address
smaller chance they will ask you to send income docs (presumably if you claim a higher income)