I am familiar with the servicemembers civil relief act and interest rate reductions while on active duty, my wife has used it with a car loan but never a credit card. So I told her that I read that Capital One has retroactively reduced interest for the period of time you were on active duty while a cardholder, even though you are no longer on active duty. Well of course she was skeptical but I told her I read it on MyFico so of course it must be true. Sure enough Capital One said send your past orders and we will take a look.
Long story short they retroactively reduced her interest for the period of active duty service and refunded almost $1,000 in interest adjustments. The odd thing is they gave me a credit of $200 even though we have no Capital One cards together, That's a head scratcher, but whatever, i'm not complaining. Anyhow I know Cap One has it fans and haters but they really are easy to deal with,Thanks MyFico community for the valuable info.
