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Capital One doubled my credit limit without requesting

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igdycsmG6
Regular Contributor

Capital One doubled my credit limit without requesting

Credit limit went up one week after two scores jump up. Coincidence? Limit not high to begin with, but encouraging.

Starting Score: EQ:609
Current Score: 624
Goal Score: EQ:725


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Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Capital One doubled my credit limit without requesting

Nice-
 
I wish Cap one would start checking my EX score instead-
Message 2 of 16
theREBIRTHofCREDIT
Regular Contributor

Re: Capital One doubled my credit limit without requesting

I'm with Tim on that......I wish my CCC's would check my report as well so that I can get a raise (lol)
Goal Score 680+
Start Score ........ 2/05/14: ...EX 612 -TU 575 -EQ 567
Current Score .... 5/02/14: ...EX 652 -TU 655 -EQ 646

I almost paid for credit repair......until I found myFICO!!!!!
Message 3 of 16
Anonymous
Not applicable

Re: Capital One doubled my credit limit without requesting

Congrats! Always a nice feeling to see bigger numbers in the cl column. Smiley Happy

Keep up the good work.
Message 4 of 16
CreditDrama85
Established Contributor

Re: Capital One doubled my credit limit without requesting

what cl did you start out with? which type of card do you have?
Message 5 of 16
Anonymous
Not applicable

Re: Capital One doubled my credit limit without requesting

My DW received anote from them after She opened a new card with them that said if she made 3 payments on time they would increase her  limit, she had just received from them with a limit of $1,000.
Message 6 of 16
igdycsmG6
Regular Contributor

Re: Capital One doubled my credit limit without requesting

CreditDrama85,

$250.00 now $500.00 not much but I'll take it and not use it.

Message Edited by igdycsmG6 on 01-16-2008 11:01 PM

Starting Score: EQ:609
Current Score: 624
Goal Score: EQ:725


Take the FICO Fitness Challenge
Message 7 of 16
CreditDrama85
Established Contributor

Re: Capital One doubled my credit limit without requesting

good job on the increase to 500! you have been a cardholder for a while im guessing.....it sucks that customers like us go for a very long time with no increase and new accounts such as the post above receive increases because of "credit steps" program.....oh well
Message 8 of 16
Anonymous
Not applicable

Re: Capital One doubled my credit limit without requesting

   I don't think this is anything special they did just for you.  It's a promo they have on most of their subprime cards at least.  Mine is the same.  If I make my payments on time for the first 3 months and don't go over the limit, I get an automatic CLI the third month.   After a few more months, I will try the back door number and see if they can do any better.   Utilization hurts you on these low limit cards.
Message 9 of 16
igdycsmG6
Regular Contributor

Re: Capital One doubled my credit limit without requesting

cardkeeper1, Its been 24 months with no misses.

Starting Score: EQ:609
Current Score: 624
Goal Score: EQ:725


Take the FICO Fitness Challenge
Message 10 of 16
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