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Capital One finally unsecured my Platinum card

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RobynJ
Established Contributor

Capital One finally unsecured my Platinum card

Well my credit build has gone very well thanks to the opinions and great suggestions I have recieved from this forum. The last card that I have that will unseure is muy Platinum Capital One card. I started it with a $200 deposit and they gave me a $301CL. It took them exactly 1 year from the date of opening to change to an unsecured card. I tried once before to have to a CLI but they said it was not offered on a secured card. I have one other secured card (Open Sky) but that card will never graduated per the TOS. So I have successfully graduated every card I could and have also gained many other great cards and also increased the CL on all of them to. The Platinum is the only one that still has the same limit but I am guessing I will have to wait for a cli since it just unsecured.

> > > > > > > > >

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0

Current Score:
My highest 818

Goal Score:
850


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Message 1 of 12
11 REPLIES 11
Hex
Valued Contributor

Re: Capital One finally unsecured my Platinum card

Great work nice to see that patience and hard work payoff. 

Message 2 of 12
JoeRockhead
Community Leader
Super Contributor

Re: Capital One finally unsecured my Platinum card

It's always nice to see hard work and dedication pay off, nicely done, congratulations!

Message 3 of 12
WasteMgmt
Regular Contributor

Re: Capital One finally unsecured my Platinum card

Congrats! Alway's nice to see when your efforts are noticed.


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 4 of 12
Rdbeetle
Valued Contributor

Re: Capital One finally unsecured my Platinum card

Congrats on Cap One unsecuring your card!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 810 I EQ 809
Message 5 of 12
FireMedic1
Community Leader
Mega Contributor

Re: Capital One finally unsecured my Platinum card

yay! Congrats @RobynJ . Miracles do happen. Smiley Happy



BK Free Aug25
Message 6 of 12
RobynJ
Established Contributor

Re: Capital One finally unsecured my Platinum card


@FireMedic1 wrote:

yay! Congrats @RobynJ . Miracles do happen. Smiley Happy


Yeah I almost couldn't believe it. I thought it was going to be bucketed as a secured card.

> > > > > > > > >

Starting Score:
0

Current Score:
My highest 818

Goal Score:
850


Take the myFICO Fitness Challenge



/
Message 7 of 12
Epiki71
Regular Contributor

Re: Capital One finally unsecured my Platinum card

Op,

 

Great job, congrats.

Last Signature Update: 03/08/2023





Message 8 of 12
MrFiah
New Contributor

Re: Capital One finally unsecured my Platinum card

Same here.  My unsecured after 12 months!

Message 9 of 12
nytokyobred79
Valued Contributor

Re: Capital One finally unsecured my Platinum card

Congrats on unsecuring your Cap1 Platinum 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 10 of 12
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