Capital One prequalified question

[Anonymous]

On the CapitalOne site I am prequalifed for the QS1 and Platinum

On the Cardmatch site I am matched with several cards but for the Capital One Venture and Quicksilver I am prequalified with a specific APR and OPT OUT notice.

I didn't know if that prequalified offer isn't valid because I don't have one on the Capital one site for the Venture (the one I  want).

My 08 Scores are 770 TU, 755 EX, 740 EQ  INQ (last 2yrs) are 21, 33, 33 (22 are auto)

My 3 hightest credit lines are 19k (open a year), 10k (open 3 mo) and 9.5 (open 2.5 years)

If i need to provide any other info for better help i can

thanks

[Creditplz]

Your scores sound overly qualified for any card capital One has to offer, they send me mailers with specific APR and sign up bonuses every week but I never get anything on pre-qualified online....

If you want anyone of their products I'd advise you to go for it, but be aware that it will cost you a triple pull..

[SunriseEarth]

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@Anonymous wrote:

On the CapitalOne site I am prequalifed for the QS1 and Platinum

On the Cardmatch site I am matched with several cards but for the Capital One Venture and Quicksilver I am prequalified with a specific APR and OPT OUT notice.

I didn't know if that prequalified offer isn't valid because I don't have one on the Capital one site for the Venture (the one I  want).

My 08 Scores are 770 TU, 755 EX, 740 EQ  INQ (last 2yrs) are 21, 33, 33 (22 are auto)

My 3 hightest credit lines are 19k (open a year), 10k (open 3 mo) and 9.5 (open 2.5 years)

If i need to provide any other info for better help i can

thanks

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Have you tried choosing "excellent" credit when you do the pre-qual on the Cap One site?

[Anonymous]

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@SunriseEarth wrote:

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@Anonymous wrote:

On the CapitalOne site I am prequalifed for the QS1 and Platinum

On the Cardmatch site I am matched with several cards but for the Capital One Venture and Quicksilver I am prequalified with a specific APR and OPT OUT notice.

I didn't know if that prequalified offer isn't valid because I don't have one on the Capital one site for the Venture (the one I  want).

My 08 Scores are 770 TU, 755 EX, 740 EQ  INQ (last 2yrs) are 21, 33, 33 (22 are auto)

My 3 hightest credit lines are 19k (open a year), 10k (open 3 mo) and 9.5 (open 2.5 years)

If i need to provide any other info for better help i can

thanks

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Have you tried choosing "excellent" credit when you do the pre-qual on the Cap One site?

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Yes, I select "excellent" and "travel rewards"

I have a wedding I need to help pay for at the end of next month and can easily meet the bonus spend.  Normally I don't spend that much.

[Anonymous]

I have two quicksilvers (one used to be a platinum and was my first ever credit card 4 years ago).  Don't know if that's playing a role in not being preapproved for the Venture but only the QS1 and another Platinum

[AverageJoesCredit]

With your scores, id just app for the card you really want. Not everyone gets prequaled so for me, thats not the most important aspect of going for a card you would like. If your profile is strong, youd be amazed how many times youll get treated right. Good luck

[Anonymous]

Big Fat Declined!!!!   It happens....

[SunriseEarth]

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@Anonymous wrote:

Big Fat Declined!!!!   It happens....

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You may want to reach out to the EO for a recon.   It seems like your profile would support an approval, unless you're at some limit of Cap One cards.  Do you only have the two QS cards with Cap One?

[Anonymous]

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@SunriseEarth wrote:

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@Anonymous wrote:

Big Fat Declined!!!!   It happens....

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You may want to reach out to the EO for a recon.   It seems like your profile would support an approval, unless you're at some limit of Cap One cards.  Do you only have the two QS cards with Cap One?

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Yes just the two QS.  I put about 1k a month on each.  They are my two oldest, otherwise I'd combine them

[Anonymous]

What would be the best way to contact an EO? Not sure what that is?