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Capital One?!

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Breakthecycle2
Established Contributor

Capital One?!

So I apped for my last one and received this: Bad, huh?

 

Thank you for submitting an application for a Capital One® credit card!

Notification of approval status will be typically sent in 7 to 10 business days; however, in certain circumstances it may take up to 15 days.

In the interim, please do not submit another application, as only the first application received will be considered valid.


Starting Score: 454
Current Score: 690
Goal Score: 750


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Message 1 of 33
32 REPLIES 32
notmyname
Regular Contributor

Re: Capital One?!

Good luck comes when you least expect it. I hope this will hold true for you.

NMN

Message 2 of 33
Anonymous
Not applicable

Re: Capital One?!

I got my niece to app for Cap1 as her 1st CC and she got the same message. About a week later she text me while I was at work and said her card came in the mail.
Message Edited by l9ikjam on 11-09-2008 08:49 PM
Message 3 of 33
first48
Frequent Contributor

Re: Capital One?!

When I apped for my first Cap one card at the end of august I got the same message you got.  I also apped for my BF and he got an instant denial.  Needless to say I kept calling Cap One to check the status of my application and it was there I found out I was approved. My 2nd Cap One approval was instant.
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 4 of 33
Anonymous
Not applicable

Re: Capital One?!


@first48 wrote:
When I apped for my first Cap one card at the end of august I got the same message you got.  I also apped for my BF and he got an instant denial.  Needless to say I kept calling Cap One to check the status of my application and it was there I found out I was approved. My 2nd Cap One approval was instant.

You 2 applied even though you know its a Crapy card ?!?!?

Message 5 of 33
first48
Frequent Contributor

Re: Capital One?!

It's not crappy if that's all you can get at the time.
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 6 of 33
Anonymous
Not applicable

Re: Capital One?!

I still have my Cap1.... it's my oldest open credit account, so I'm stuck with it (unless AMEX will backdate to my closed Optima account... and no, I haven't heard back from AMEX about that yet).
Message 7 of 33
scottie_mommy
Regular Contributor

Re: Capital One?!

I have a $500 Visa with them.  It is 4 1/2 years old, never a CLI, but no AF.  It was a great card to build credit with (I eventually got other cards elsewhere).

 

As far as the 10 day notice, I got the same thing when I applied for a new card last month.  I got a letter asking for a copy of my DL and SS card.  Sent it in and I now have a MC with a limit of $1k.  I already had the Visa and an auto loan with them, but they still needed proof of identity.

 

Stay hopeful.

I'm crossing my fingers for you. 

Message 8 of 33
Breakthecycle2
Established Contributor

Re: Capital One?!

Thanks! I am going to call them in a few. Anyone have a "special number I can call".

Starting Score: 454
Current Score: 690
Goal Score: 750


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Message 9 of 33
Breakthecycle2
Established Contributor

Re: Capital One?!

So I found a number and called. They need me to fax my SS card and drivers license.

Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 10 of 33
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