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Capital One

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Shooting-For-800
Senior Contributor

Re: Capital One


@hawkins wrote:
Was just thinking about C1 and if they are really any use to me anymore. I have a QS which is a decent card but with a low $500 limit on it. My daily driver is PenFed Power Cash now followed my my USAA visa that by all measures is pretty much the same card as the QS but with 6 times the limit. I don’t know other then some subs I put on it to show some activity. The QS simply does not grow very fast. I have been looking at all their other cards in depth and have decided they just don’t have enough anymore that interests me. I used to think the Venture was exciting but am turned off by the $95 AF and the Venture One well forget about it. Savor card I thought might be ok but then C1 had to add an AF to that as well. And no I am not interested in the new Savor One. I don’t know the only thing the QS has going for it is no AF. I will see what happens when my year mark hits. Otherwise I am leaning on closing it. Sorry C1 I just lost interest in you. Now if you make the QS into a 2% card or 2.5% (WILL NEVER HAPPEN LOL!) then we can definitely continue our relationship. Otherwise I guess time to move on.

 --------------------------------------------------------------------------------------

You are probably in a bucket with your QS.  If your credit is 50+ points higher than it was when you opened that card, you may qualify for a $5k or $10k card from Cap One now.  I opened a card at $3k 5 years ago and 1 year later was opening cards for $10k and 2 years later opened another one for $30k.

 

They did not just add an AF to the Savor.  They dramatically increased the rewards and added an AF.  The SavorOne with no AF is better than the original Savor without an AF.  As far as QS not growing, YMMV.  I got up to $17k on one without combining.

 

Of course there are plenty of cards in the sea, but Cap One does offer plenty of good rewards at low AFs. 


 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 21 of 26
Anonymous
Not applicable

Re: Capital One


@Shooting-For-800 wrote:

@hawkins wrote:
Was just thinking about C1 and if they are really any use to me anymore. I have a QS which is a decent card but with a low $500 limit on it. My daily driver is PenFed Power Cash now followed my my USAA visa that by all measures is pretty much the same card as the QS but with 6 times the limit. I don’t know other then some subs I put on it to show some activity. The QS simply does not grow very fast. I have been looking at all their other cards in depth and have decided they just don’t have enough anymore that interests me. I used to think the Venture was exciting but am turned off by the $95 AF and the Venture One well forget about it. Savor card I thought might be ok but then C1 had to add an AF to that as well. And no I am not interested in the new Savor One. I don’t know the only thing the QS has going for it is no AF. I will see what happens when my year mark hits. Otherwise I am leaning on closing it. Sorry C1 I just lost interest in you. Now if you make the QS into a 2% card or 2.5% (WILL NEVER HAPPEN LOL!) then we can definitely continue our relationship. Otherwise I guess time to move on.

 --------------------------------------------------------------------------------------

You are probably in a bucket with your QS.  If your credit is 50+ points higher than it was when you opened that card, you may qualify for a $5k or $10k card from Cap One now.  I opened a card at $3k 5 years ago and 1 year later was opening cards for $10k and 2 years later opened another one for $30k.

 

They did not just add an AF to the Savor.  They dramatically increased the rewards and added an AF.  The SavorOne with no AF is better than the original Savor without an AF.  As far as QS not growing, YMMV.  I got up to $17k on one without combining.

 

Of course there are plenty of cards in the sea, but Cap One does offer plenty of good rewards at low AFs. 


 


Why are you reviving old threads? This is from August.

Message 22 of 26
Shooting-For-800
Senior Contributor

Re: Capital One



Why are you reviving old threads? This is from August.


Why are you???

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 23 of 26
Anonymous
Not applicable

Re: Capital One


@Shooting-For-800 wrote:


Why are you reviving old threads? This is from August.


Why are you???


Can’t revive what someone else already did. Smiley Frustrated

Message 24 of 26
Remedios
Credit Mentor

Re: Capital One

Threads are not locked till they reach a year.
If the posts are appropriate and relevant, there is nothing wrong with reviving them.
Message 25 of 26
Anonymous
Not applicable

Re: Capital One

I asked the question because it was multiple threads in one day. It just seemed odd and I wasn’t aware if they were aware they were doing it. 

Message 26 of 26
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