@Anonymous wrote:
So I called to see if I have any offers and was told I have an offer to upgrade my Plat to QS. So I took the offer thinking I would get a CLI.
I think I screwed myself over. Lost out on a sign up bonus and a larger SL.
I got the card 4/18 300sl. Cli to 500 10/18
I also got a QS1 2 weeks ago with a 2k spending limit. My score has climbed by getting rid of alot of baddies.
Any advice. Would I have got the card if I would have apped instead of upgrade?
Yes.
FICO Ex 656 eq 630 , not sure transunion FICO. But vantage is 670 down from 685.
Check to see if you are prequalified at AMEX. They only checked Experian on mine, my score was probably a little lower than yours.
GL