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Capital one credit steps

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undrtkr65
Frequent Contributor

Capital one credit steps

My capital one quicksilver one 5th statement cuts tomorrow and I'm in the credit steps program. Should I get my increase right after the statement cuts or does it take a while? The representative told me it would be increased by the 7th statement but I hear some peoples increases right after the 5th statement.
Message 1 of 8
7 REPLIES 7
schsa210
Established Contributor

Re: Capital one credit steps

my first 2 Cap One cards, I didn't see my actual increase until my 7th statements cut.

 

did you hit the luv button right around your 3rd statement?

~buried myself in the garden~
Message 2 of 8
undrtkr65
Frequent Contributor

Re: Capital one credit steps

i did i got a 100 dollar increase but nothing since then. thanks

Message 3 of 8
Anonymous
Not applicable

Re: Capital one credit steps


@undrtkr65 wrote:
My capital one quicksilver one 5th statement cuts tomorrow and I'm in the credit steps program. Should I get my increase right after the statement cuts or does it take a while? The representative told me it would be increased by the 7th statement but I hear some peoples increases right after the 5th statement.

I received my Platinum at the end of February with the first statement in March and received my Credit Steps increase in the middle of September (in the middle of a statement period, too, oddly enough).

 

I'm expecting similar for my QS1 - I received it this month and am expecting Credit Steps to hit in or around June.

 

It does seem like everyone is different but this was my personal experience.

Message 4 of 8
Anonymous
Not applicable

Re: Capital one credit steps

My 5th statement cut November 30th and I haven't received anything yet. I'm assuming I'll see something on my 6th statement December 30th.
Message 5 of 8
Anonymous
Not applicable

Re: Capital one credit steps

Everyone is different. I got the QS1 and platinum about 6 weeks ago. I kept hitting the luv button and finally got increase after first statement cut. started at 500 each. After increase I'm at 3000 for QS1 and 2000 for platinum.

Message 6 of 8
OmarGB9
Community Leader
Super Contributor

Re: Capital one credit steps

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 8
Anonymous
Not applicable

Re: Capital one credit steps

Mine came right after my 5th or 6th statement, as soon as the next statment was active.  That is for both Platnum and QuckSilver1.

Message 8 of 8
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