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Capital one credit steps

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Aduke1122
Senior Contributor

Re: Capital one credit steps

Thanks for the data puts Bella07
Message 21 of 71
Anonymous
Not applicable

Re: Capital one credit steps


@Aduke1122 wrote:
Thanks for the data puts Bella07

No prob, Aduke! You are welcome. Smiley Happy

Message 22 of 71
EAJuggalo
Established Contributor

Re: Capital one credit steps

As an additional DP.  I had two Cap 1 cards that I got in Feb. '16.  Both were enrolled in Steps and both went from 500- 1500 with a pre-steps increase and then to 2000 with steps.  After one year they both went to 2250 which is when I combined them.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 23 of 71
kobe2012
Established Contributor

Re: Capital one credit steps

Aduke, did you and your fiancée ever get you guys' credit step increase ?? If so, how much??

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 24 of 71
Aduke1122
Senior Contributor

Re: Capital one credit steps

Hey Kobe he got his it went from 600 to 1100 , I am waiting on mine now like literally any minute now , my statement closed at midnight so I'm waiting to see what will happen , will report back
Message 25 of 71
kobe2012
Established Contributor

Re: Capital one credit steps

Ah! Hopefully it's higher than $500!

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 26 of 71
Aduke1122
Senior Contributor

Re: Capital one credit steps

I hope so too but very doubtful esp with all the denials and AA that has been going on with Cap One lately , no one is getting approvals for CLI nowadays
Message 27 of 71
Anonymous
Not applicable

Re: Capital one credit steps

I got a whole $400 today wow.  Last month DW $3K on her QS card.   I am wondering after all the posts if I should be greatful for $400 better than decline but 

Message 28 of 71
Aduke1122
Senior Contributor

Re: Capital one credit steps

Just got the Credit Steps Increase and to tell you the truth I'm pretty upset , my scores have come up almost a 100 pts since I got this card , it started at 300 , they just increased it to 500 a WHOLE 200 dollars . Guess I should be grateful also but it feels like more of a kick in the face after all the hard work , I could have gotten a double CLI if I had went with Merrick card. Ok rant over , now I have to wait another 6 mths just to prolly be disappointed again
Message 29 of 71
Anonymous
Not applicable

Re: Capital one credit steps


@Aduke1122 wrote:
Just got the Credit Steps Increase and to tell you the truth I'm pretty upset , my scores have come up almost a 100 pts since I got this card , it started at 300 , they just increased it to 500 a WHOLE 200 dollars . Guess I should be grateful also but it feels like more of a kick in the face after all the hard work , I could have gotten a double CLI if I had went with Merrick card. Ok rant over , now I have to wait another 6 mths just to prolly be disappointed again

OR...

 

now is the time where you apply for a brand new card and get a 10k SL...stranger things have happened with Cap One

 

Cheers!

 

Message 30 of 71
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