Capital one credit steps

[Anonymous]

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@Anonymous wrote:

How do you know if you're part of the Credit Steps program?  I just got my QS1 with a $3k limit.  Am I automatically enrolled because it's a QS1?  Is there a way for me to find out online?

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Credit steps is automatic - you'll get an email about is at some point

[Anonymous]

At what point does the cli button appear online? My first statement cuts soon.

[Anonymous]

My card is currently 5 months old, apped in Dec. Recieved the standard $300 SL to $500 email and am approved for a $100 CLI with the luv button, but I don't really want to hit it because it is less than credit steps.

I use the card like crazy (>$2k monthly spending, VERY HARD with a $300 SL lol) and have a perfect file, other than it just being super thin. Should I hit it just for fun, thoughts?

[Anonymous]

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@Anonymous wrote:
At what point does the cli button appear online? My first statement cuts soon.

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The button is there now - you just have to hunt for it.  It's located under the Services Menu - click the 'More' option.

That said, the button has been proven to do no good whatsoever until you've had the account open at least 60 days (2 statements)

Good Luck!

[Anonymous]

got my CLIs between 60-75 days on two different accounts; number of statements didn't seem to matter though. One card had only one and the other two statements

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
At what point does the cli button appear online? My first statement cuts soon.

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The button is there now - you just have to hunt for it.  It's located under the Services Menu - click the 'More' option.

That said, the button has been proven to do no good whatsoever until you've had the account open at least 60 days (2 statements)

Good Luck!

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I've got the CLI attempt marked on my calendar for later this month. My 2nd payment on my unsecured Platinum is set for tomorrow, and I should get the 3rd statement (for the payment due June 5th) in a week or so thereafter. I figure I'll hit the 90-day mark between May 10 - 17 (approved 2/10, activated 2/17) so I'm going to time it for 5/18 or thereabouts just to be safe.

[601flyguy]

Data Point
I just confirmed with a chat rep that i was removed from credit steps once the one time cli was made. I did a manual cli for $100 and $350 for credit steps.
I did not receive any notification about being added/removed from credit steps.

[Anonymous]

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@601fluguy wrote:
Data Point
I just confirmed with a chat rep that i was removed from credit steps once the one time cli was made. I did a manual cli for $100 and $350 for credit steps.
I did not receive any notification about being added/removed from credit steps.

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Just for clarification... The rep told you that you were removed from credit steps once you got your $350 increase?  I thought it was only a one time increase deal.  I was just trying to make sure that you werent saying that by getting the manual $100 increase that you were removed from the program.

[601flyguy]

Correct. I was removed after the credit steps $350 cli.

[Anonymous]

Another datapoint & CSR info- hit the LUV button after my 2nd statement cut and got a CLI of $100 to take my initial CLI to $400.  I called today because I deleted my email and asked when & what I would get for Steps.  He said because I got the $100 cli it would move my account to $750 when steps takes place after 5 statements VS the $500 originally slated.  

My husband opened QS1 on same day I did but with $1k SL.  He keeps getting denied for CLI.  He will try once more after 3rd statement cuts in a few days.  Heavy usage which means he's PIF multiple times over each month.  His denial is for too many inquires.  Hopefully they let a CLI go with LUV button before Steps so his Steps increase grows.