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CapitalOne upgraded to World Elite Mastercard

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calisig
Regular Contributor

Re: Capital One World Elite Mastercard

For those of us following this string that don't have Quicksilver cards, could someone please tell us what the Quicksilver was BEFORE the "upgrade"?

 

From what I've read, the Quicksilver could be issued as a Visa or MasterCard. Presumably it could have also been issued at Visa and MC's various levels, ie. standard, Signature, World, or World Elite.

 

Are people who had Quicksilver Visa standards or Signatures being converted to World Elite MC's? Or are lower MC's only being converted to World Elite? I wonder if Visas are staying Visa?

 

Could someone please comment on what their card was BEFORE the "upgrade" so the string makes more sense? TIA

13Oct22 Exp F8: 812
Message 41 of 131
jata_roots
Valued Member

Re: Capital One World Elite Mastercard

I got this same email for two of my cards- one QS and one QS1. Was wondering why and what happened- the qs /qs1 are still the same card but with a "status" of extended protection?  

Message 42 of 131
jata_roots
Valued Member

Re: Capital One World Elite Mastercard

my QS was a platinum before upgrade. QS1 started off like that.

Message 43 of 131
calisig
Regular Contributor

Re: Capital One World Elite Mastercard


@jata_roots wrote:

my QS was a platinum before upgrade. QS1 started off like that.


Visa Platinum I assume?

13Oct22 Exp F8: 812
Message 44 of 131
Jeffster1
Valued Contributor

Re: Capital One World Elite Mastercard

1. It doesn't cost me any money.

2. It enhances the range of benefits offered by using the card. 

3. There are A LOT of cards out there with many fewer benefits.

 

i know many on here have much better cards. For me, this is good. 

 

I'm not complaining. Thank you, Capital One. 

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 45 of 131
stonedog23
Frequent Contributor

Re: Capital One World Elite Mastercard

To answer the poster above, my Quicksilver was a platinum before this "upgrade." So my $1500 bucketed card is still unusable. The upgraded benefits are nice, but I doubt I will use them. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 46 of 131
ValentineMichaelSmith
New Visitor

Re: Capital One World Elite Mastercard

I also just got this email, because I'm special and unique (just like everyone else).

 

I AM about ready to request an increase though - my limit is absurdly low, considering my score and income (on all my cards, really, but this is the lowest). 

TransUnion: 787
Equifax: 793
Total CL: 22K
Message 47 of 131
Prettypenny39
New Visitor

Re: Cap One QS no CLI but upgraded to WEM

I just received the same email. No cli or anything different. I've had the quicksilver card 7 years with only 1 $100 increase.

Message 48 of 131
Corpsman
Member

Re: Capital One World Elite Mastercard

Well....I have two. Original was a $300 secured, and 2nd was a $500 unsecured. Both platinum mastercards that upgraded to a zero AF Quicksilver a few years ago where neither has had a CLI. I barely use them except they are one of my oldest TLs I have sockdrawered in the hopes that whatever deep and endless bucket they have fallen into, they may emerge from someday. It is amusing to me to see it go from the lowest to the highest tier. Little ego boost for about two seconds and then a meh...WEMC for $300/$500 limit....cooooool.  The benefits are good, if the credit line matched.

 

What I am curious about is whether my $550 Walmart World MC is about to become a WEMC as well?

 

Hope the DPs help.

 

TU: 593  EQ: 613  EX: 619


Starting Scores 05/25/22

Current Scores 08/15/22
Message 49 of 131
8bitmachinegun
Regular Contributor

Re: Capital One World Elite Mastercard

I've also gotten my "upgrade." Pretty comical when my CL on this card is $750. For contrast, the CL on my Amex and Navy Federal cards are 20x greater, each. And the Navy card has a much more reasonable APR.

 

For the record, I went from a Quicksilver to a...Quicksilver.  Same APR as well. Yawn.

FICO8 - Aug 2020
FICO9 - Aug 2019
Message 50 of 131
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