Capone CLI question

bkw · ‎04-19-2026

If I request a cli at Capone, it ask why , and what the extra expenses are for, and how much limit I would like. I have a fairly low limit of $800, and have had the account for 18 months. My EQ Fico8 is now at 787. Should I say the request is for a major purchase, and should I say that I expect to use the card up to the limit? I requested CLI two months ago and was denied, hoping not to ruin it this time Thanks for any help

pizzadude · ‎04-20-2026

Regardless of the reason you put in the CLI request there's a possibility that your card is bucketed and is a low growth / no growth card.

What was your credit like when you were originally approved for this card ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

ptatohed · ‎04-20-2026

Capone.

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

bkw · ‎04-20-2026

Definately do not want to owe capone money then. I will stick with my low limit I know I can pay back.