I got a letter stating my credit card closed due to inactivity. I am going to call them tomorrow and see if they would reactivate the card. How bad is it on my report? This is a card with CL $725.00 I got this card couple of years ago similar to amex optima offer when I paid off one of the old charge off cards. My Util is less than 1 percent. Should I loose my sleep this card is closed or leave it alone and move on?