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Card closed due inactivity. How bad is it?

Rebuild2022
Super Contributor

Card closed due inactivity. How bad is it?

I got a letter stating my credit card closed due to inactivity. I am going to call them tomorrow and see if they would reactivate the card. How bad is it on my report? This is a card with CL $725.00 I got this card couple of years ago similar to amex optima offer when I paid off one of the old charge off cards. My Util is less than 1 percent. Should I loose my sleep this card is closed or leave it alone and move on?
Gardening since 08/2020
Message 1 of 3
2 REPLIES 2
FaircreditguyFL
Established Contributor

Re: Card closed due inactivity. How bad is it?

Move on!
Message 2 of 3
jmbfl
Valued Contributor

Re: Card closed due inactivity. How bad is it?

Don't you have about 75 other cards? Time to cut bait and move on. (They also are very unlikely to reopen. You know you have to keep those cards active or risk closure!)

Message 3 of 3
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