If you must close one, IMHO, it's the Cap 1 with $1500 that opened 10/10 and try their Venture card (I think it look nice). If it's my choice, I keep 'em all. 
Get rid of the amex green and the cap 1 card with the annual fee. Theres no reason to waste money on the annual fees since you probably dont use them that much, and have alot to choose from.
Starting Score: TU 608, Eq 618I think a 180deg turn will be more productive .............. 
I like my Amex green for thought-free multi-use points so I would keep that from the prior list and close out the others that were recommended. But I would only close an account after PIFing it.
@Anonymous wrote:I think a 180deg turn will be more productive ..............
I like my Amex green for thought-free multi-use points so I would keep that from the prior list and close out the others that were recommended. But I would only close an account after PIFing it.
Good call on that! I think I was close to sleepy-land when I wrote the original post.
The only cards I have balances on at this point are the new Citi and Discover which both are at 0% right now. I don't think any of my rewards cards are all that great. I was thinking of using the PNC for my rewards right now. It gets four points per dollar that I have been using to get Amazon gift certs, which pretty much works out to 1%. In previous years, I had saved these certificates and used them for Christmas shopping, but my company is now forcing me to use their Fleet card for gas now, so I won't get so many ponts (I fill up every day...). I will use the Discover More for the rotating cash back.