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CareCredit CLI HP??

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LS2982
Mega Contributor

CareCredit CLI HP??

Thats the info. I just got from a CSR, anyone know if this is fact?




EQ FICO 548 3/3/16
Message 1 of 8
7 REPLIES 7
MarineVietVet
Moderator Emeritus

Re: CareCredit CLI HP??


@LS2982 wrote:

Thats the info. I just got from a CSR, anyone know if this is fact?


I did a CLI through the automated phone system a few months ago and it was a soft. But I can't say if it's that way for anyone else. As usual YMMV.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 2 of 8
LS2982
Mega Contributor

Re: CareCredit CLI HP??


@MarineVietVet wrote:

@LS2982 wrote:

Thats the info. I just got from a CSR, anyone know if this is fact?


I did a CLI through the automated phone system a few months ago and it was a soft. But I can't say if it's that way for anyone else. As usual YMMV.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Hmm...

 

Who did they pull for you?




EQ FICO 548 3/3/16
Message 3 of 8
MarineVietVet
Moderator Emeritus

Re: CareCredit CLI HP??


@LS2982 wrote:
 

Hmm...

 

Who did they pull for you?



I don't know to tell you the truth. I don't do any type of monitoring and only check my reports once a year.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 4 of 8
GCSCORE
Valued Member

Re: CareCredit CLI HP??

It was a HP for me


Starting Score: 650's
Current Score: 729
Goal Score: 751


Message 5 of 8
Anonymous
Not applicable

Re: CareCredit CLI HP??

I attempted to do a CLI from CareCredit's automated system. The declined to raise my CL to $1500. I then talked to a rep who did a HP and raised it to $2000. I asked the guy if he knew which report was pulled and he said he didn't know. I know they origninally pulled my TU report and I don't have a service monitoring that right now but I'm assuming that it is probably TU.

Message 6 of 8
LS2982
Mega Contributor

Re: CareCredit CLI HP??

That sucks being a HP.




EQ FICO 548 3/3/16
Message 7 of 8
Creditaddict
Legendary Contributor

Re: CareCredit CLI HP??

Automated system is SP, the system will come back immediately and tell you if it can do it or not... then it stated it could not offer me the cli request but if I pressed 1 to allow for a HP they might be able to, I clicked to cancel and hung up.

Message 8 of 8
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