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Does CareCredit ALWAYS do a HP when you try for a CLI? Even if you use the automated phone system.
it was for me. definitely a HP
The past two ive done via automated phone has been SP
Mine was a HP but I've heard others say they've gotten one via SP
Unless it's changed recently, it's been a HP for virtually everyone. If you want a CLI on CareCredit, one should expect a HP and be pleasantly surprised if it's a SP in my estimation.

@Revelate wrote:Unless it's changed recently, it's been a HP for virtually everyone. If you want a CLI on CareCredit, one should expect a HP and be pleasantly surprised if it's a SP in my estimation.
+1. There's a good chance that the automated system will use a recent SP (that happened to me!), but even those result in HP for some.