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@One7 wrote:Carecredit pulled EX for me, and EX when I requested a CLI.
wow, your the 1% odd.
Yes the 0% depends on the facility, it's expensive to give long 0% I was told by the small surgery vet that we found for our dog that only offered 6 months for anything over $600 or something odd but 6 months was max because of cost they said while banfield/pet smart gives us 12 just for $150+!
Just my luck... lol Seems like everyone pulled EX for me.
Talk to your health care provider about promos.
As far as GE is concerned it can go all the way up to 24 months, but not all providers will offer that. It depends on what they have set up with Care Credit.
But they CAN alter their terms if they want to.
For example. I just had $3500 worth of dental work done and they offered Care Credit at a maximum of 0% for 12 months.
I taked to my doctor explained my financial situation and asked if they could possibly do 18 months.as that would be what I needed.
He simply said it costs him bit of interest to do that but it was minor and ran it through that way for me. I got the 0% 18 months even though technically that didn't offer it.
But to be fair, he did say it wasn't something he does all the time. Its a case by case thing, and my financial situation att he time + what needed to be done justified it.
YMMV, but talk to your provider. They can alter their terms to suit your needs if they need to. Just depends on them.