Carnival Sea Miles

[Anonymous]

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llecs wrote:

Cool. I logged in 100 times but never saw that in "Benefits". But there is no score listed.

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It could be that you have to activate it first by selecting it in the Benefits section.  Whenever I get a new CC I take a little time to explore the website, and I probably clicked the "Free Credit Score" link the first or second time I logged on, which is why I just assumed the score would always be where I said it was.  Sorry for sending you on a wild goose chase!

[Anonymous]

Yes- Benefits- then Transrisk Score

Your Trans Risk Score from TransUnion is based on data from your credit report with TransUnion and will be periodically updated. This benefit is available to you from time to time only if your account remains open, in good standing or you have made a payment in the last 60 days or have a balance > $0.

Please note that this credit information is provided as a service to you from TransUnion and TrueCredit (a subsidiary of TransUnion), third party providers who are not affiliated with Barclays. Barclays cannot guarantee the accuracy of any credit information that is provided to you from TransUnion or TrueCredit.

With regard to services or products purchased or obtained by you through the Barclays web site from a person or entity other than Barclays: Barclays makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products. Barclays specifically disclaims all other warranties with regard to such services or products

If you have questions about the credit information that has been provided to you, please call Trans Union directly at 1-800-888-4213 or on the Web at www.Transunion.com.

[Anonymous]

Believe it or not the TransRisk is a real score.  This score is supposed to predict the likelihood that you will go seriously delinquent or file BK.  I think FICO even offers a bankruptcy risk score.  Their TransRisk score seemsto also be soley based on your credit card activity at least as far as positive factors. Amex uses a similar risk score for approval.

[rom828]

I know I shouldnt have, but I just applied on line for a Juniper Sea Miles after reading all these posts.

FICO  TU is 654.....fako TU is 707

I did not get instant approval so now I'm kicking myself.  I read all the posts from last fall when everybody and their brother got approved due to some computer glitch, but it also seemed that more recently people were getting approved w/similar scores. 

I applied for Sea Miles as I saw a post or two that mentioned that was the easiest.

Any thoughts on my chances?!  Anybody else had this 'review' message and still got the card?!