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Cash+ denial =(

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distantarray
Established Contributor

Cash+ denial =(

lol looks like they are really sensitive, I got  turned down cause I got recently added as AU's on accounts was a factor plus they're reporting 3 new accounts with no payment history =\   but looks like the 6months rule definately applies. They like to see a minimum of 6month of being app free before they like you to reapply lol

 

well considering I increased my credit lines over 10 folds in the last month I shouldn't complain but still =( lol   atleast this gives me something to look forward to =)

 

I'm surprised they counted the AU's into the risk factor but whatever works, I can't remove those since they are tied in with the family business. It's ok though we'll see how it goes in 6 months. Getting approved for everything else I want makes me happy enough. I never thought I would increase my limits by 10 fold in a month =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 1 of 6
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flowfaster
Established Contributor

Re: Cash+ denial =(

Wow did they even offer you the 1% card? That's rough. I was approved with 2 new accounts showing. Did you call to recon?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 2 of 6
distantarray
Established Contributor

Re: Cash+ denial =(

i called but no prevail , i even offered to close a card and show them documentation of my banking statements but it's alright if I got every card I want at once I wouldn't appreciate it as much Smiley Wink

 

regardless  I had a great streak =)

 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 3 of 6
flowfaster
Established Contributor

Re: Cash+ denial =(

 The Cash + will be yours soon enough.  Congrats on the rest of your spree.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 4 of 6
improvingmycredit
Valued Contributor

Re: Cash+ denial =(


@distantarray wrote:

i called but no prevail , i even offered to close a card and show them documentation of my banking statements but it's alright if I got every card I want at once I wouldn't appreciate it as much Smiley Wink

 

regardless  I had a great streak =)

 


Sorry to hear about this.   Smiley Sad    But.... Super Congrats on the New Accounts!  Nice line up of cards.  You should be proud.


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 5 of 6
improvingmycredit
Valued Contributor

Re: Cash+ denial =(

I forgot to ask.... who did they pull?  I know you are in Florida's west coast so they will likely pull the same for me. Thanks!  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 6 of 6
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