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Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?

depdep8
Established Contributor

Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?

I was trying to find info about the Cato Fashions credit card online but did not find much.

 

I searched the database here and found one post from 2008 which just asked about the bank that issues the card.

 

 

 

I wanted to know if any of you all have the card and if you think it is worth getting? 

AAOA 15 months Fico 08's 714 717 678 11% Utilization
Message 1 of 6
5 REPLIES 5
mitchblue
Valued Contributor

Re: Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?

It's not a rewards card.. Its for poor cedit (from what I can attain), honestly not sure why anyone would get it.

Amex Green • Amex BCP • Amex HH (Aspire®) • Barclay Rewards • Chase World of Hyatt • Chase FU • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $109,330 • Car Loan (PENFED) 1.99% PAID

FICO® 8 Scores 805-812 FICO® 9 Equifax 822
Message 2 of 6
AverageJoesCredit
Mega Contributor

Re: Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?

If we here in Ficoland havent heard of it, probably not worth gettingSmiley Wink
Message 3 of 6
AverageJoesCredit
Mega Contributor

Re: Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?

I actually thought it said Gato credit card, lol, spanish for catSmiley Wink
Message 4 of 6
mitchblue
Valued Contributor

Re: Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?


@AverageJoesCredit wrote:
I actually thought it said Gato credit card, lol, spanish for catSmiley Wink

That's funny because outside of counting I only know one thing my HS Spanish class, Gato negro - black cat ;-)

Amex Green • Amex BCP • Amex HH (Aspire®) • Barclay Rewards • Chase World of Hyatt • Chase FU • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $109,330 • Car Loan (PENFED) 1.99% PAID

FICO® 8 Scores 805-812 FICO® 9 Equifax 822
Message 5 of 6
depdep8
Established Contributor

Re: Cato Credit Card, Anyone have it? Is it worth getting? rewards structure?

The apr is on the lower side for store cards at 22%

The department store is pretty popular here since its headquarters are in my state.

I wondered if it offered coupon offers an such as the Kohls and other store cards do.

AAOA 15 months Fico 08's 714 717 678 11% Utilization
Message 6 of 6
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