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Chase 5/24 and US Bank question

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xenon3030
Valued Contributor

Re: Chase 5/24 and US Bank question

US Bank is possibly based on relationship and not sure how much 1/12 rule gets applied seriously. The 1/12 definitely does not cover non-prime cards (I got my Ralphs card while I was 4/12 with several mortgage inquiries).


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
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