@CreditCuriousity wrote:
@onstar wrote:
@kdm31091 wrote:It is in terms of the highest overall dining percentage. You can get 5% fast food with Cash+, but it's only 2% on restaurants. (That's what I use, and it works well for me)
Keep in mind though, only using a card for 3% on dining expenses, it may take awhile to rack up usable rewards.
You can start redeeming at $20, so that's only $667 in spend. That's pretty easy to redeem.
like 1/3rd of a month for me
That used to be me also. My typical monthly spend was $2000 for restaurants and like $20 for groceries (some months, $0). But recently, I moved and now it's the reverse. I spend maybe $500 in restaurants and probably $500 in groceries? This is still new for us so the numbers fluctuate, but I'm definitely spending like $1000 less each month on food. Helps a ton with finances but unfortunately not the weight or waistline yet.
I really wanted to app for the AARP card because of my spending habits. But I have way WAY too many cards, so I'm done for the rest of the year.
@onstar wrote:
@CreditCuriousity wrote:
@onstar wrote:
@kdm31091 wrote:It is in terms of the highest overall dining percentage. You can get 5% fast food with Cash+, but it's only 2% on restaurants. (That's what I use, and it works well for me)
Keep in mind though, only using a card for 3% on dining expenses, it may take awhile to rack up usable rewards.
You can start redeeming at $20, so that's only $667 in spend. That's pretty easy to redeem.
like 1/3rd of a month for me
That used to be me also. My typical monthly spend was $2000 for restaurants and like $20 for groceries (some months, $0). But recently, I moved and now it's the reverse. I spend maybe $500 in restaurants and probably $500 in groceries? This is still new for us so the numbers fluctuate, but I'm definitely spending like $1000 less each month on food. Helps a ton with finances but unfortunately not the weight or waistline yet.
I really wanted to app for the AARP card because of my spending habits. But I have way WAY too many cards, so I'm done for the rest of the year.
$2000 a month on restaurants? That's some fine dining!
I eat out a lot too, but trying to cut back some. It's nice of course to get rewards on it, but we probably should be cooking/eating at home more. (I have the cash+ with 5% fast food, and it almost entices me to get fast food more often...not good...)
@kdm31091 wrote:
@onstar wrote:
@CreditCuriousity wrote:
@onstar wrote:
@kdm31091 wrote:It is in terms of the highest overall dining percentage. You can get 5% fast food with Cash+, but it's only 2% on restaurants. (That's what I use, and it works well for me)
Keep in mind though, only using a card for 3% on dining expenses, it may take awhile to rack up usable rewards.
You can start redeeming at $20, so that's only $667 in spend. That's pretty easy to redeem.
like 1/3rd of a month for me
That used to be me also. My typical monthly spend was $2000 for restaurants and like $20 for groceries (some months, $0). But recently, I moved and now it's the reverse. I spend maybe $500 in restaurants and probably $500 in groceries? This is still new for us so the numbers fluctuate, but I'm definitely spending like $1000 less each month on food. Helps a ton with finances but unfortunately not the weight or waistline yet.
I really wanted to app for the AARP card because of my spending habits. But I have way WAY too many cards, so I'm done for the rest of the year.
$2000 a month on restaurants? That's some fine dining!
I eat out a lot too, but trying to cut back some. It's nice of course to get rewards on it, but we probably should be cooking/eating at home more. (I have the cash+ with 5% fast food, and it almost entices me to get fast food more often...not good...)
1500-2k a month for me on dining/drinks... Easily spend 80-100$ dollar on a steak and a few drinks at most decent places downtown where I live. Considering I am single, I try to enjoy life 
.. Don't get me wrong you can buy grocery and probably eat healthier and a heck of alot cheaper, but mise well live it up as I don't know when I am going to die and money doesn't go with me to the grave and have life insurane and parents and my bene's on that
@CreditCuriousity wrote:1500-2k a month for me on dining/drinks... Easily spend 80-100$ dollar on a steak and a few drinks at most decent places downtown where I live. Considering I am single, I try to enjoy life
LOL. Only because that's another major change in my life. Was single/dating when I was spending $2k per month. Then I got engaged then we moved. Now, we focus way more on savings and a less on going out. I do miss the $100 steaks. I can grill great steaks at home, but it's just not the same. The ambiance, the service, and not having to do dishes.
I might still app for the AARP card one day. Maybe in 12 months. Unless someone else creates a better restaurant card for me to app.