Hello,
I wonder if someone with a Chase account has seen something similar. I made a CC payment to my Prime card a week ago (2k). My balance was 2.5k at that point. My original credit limit on that card is 4.5k and with my payment, the balance came down to zero. When I logged into my account the day after, my "available credit" went up 6.5k. I though it may just be a glitch in the system, that it may have credited my payment in real time and but still had it in pending state at the same time. I kept waiting for a week now to have it cleared up, there is no pending transaction anymore and all payments and transactions have cleared. Yet my "available credit" remains 6.5k, but under accout details my "total credit limit" is still 4.5k.
I am confused, did I get a auto CLI of 2k maybe? I have been following this boards advise and have been paying the card in full for the past 3 statement cycles. Or could this still be a weird system hiccup? Just weird to see the different matches my last payment amount to the dot.
@TGG_1976 wrote:Hello,
I wonder if someone with a Chase account has seen something similar. I made a CC payment to my Prime card a week ago (2k). My balance was 2.5k at that point. My original credit limit on that card is 4.5k and with my payment, the balance came down to zero. When I logged into my account the day after, my "available credit" went up 6.5k. I though it may just be a glitch in the system, that it may have credited my payment in real time and but still had it in pending state at the same time. I kept waiting for a week now to have it cleared up, there is no pending transaction anymore and all payments and transactions have cleared. Yet my "available credit" remains 6.5k, but under accout details my "total credit limit" is still 4.5k.
I am confused, did I get a auto CLI of 2k maybe? I have been following this boards advise and have been paying the card in full for the past 3 statement cycles. Or could this still be a weird system hiccup? Just weird to see the different matches my last payment amount to the dot.
I believe you got an auto CLI.
Similar thing happened to me with my Chase Hyatt Visa. I had been using the card for around $200-250 month spend; one month I spent around $2000 $6000; after I paid [most of] it off, I noticed online that my credit limit had been increased by $2500. I was never notified, never received an email or anything.
Thank you @SouthJamaica. That would be amazing since I had the card for 5 years and this would be a first! My statement cuts next week so I will review the actual statement if it reflects the same information. Never got an email or notification either.
In my experience, that's pretty much how Chase rolls.
- Put big spend on the account
- Make large payment on account
- See auto CLI on account
Congrats!
@TGG_1976 wrote:Thank you @SouthJamaica. That would be amazing since I had the card for 5 years and this would be a first! My statement cuts next week so I will review the actual statement if it reflects the same information. Never got an email or notification either.
Yes it was quite a surprise for me too. I had had 3 Chase cobranded cards for around 3 years at the time, and nothing like that had happened before. I have to think it was upping my spend one month that got their attention 
I've never applied for a CLI with Chase, because of the HP's.
@LakeLife wrote:In my experience, that's pretty much how Chase rolls.
- Put big spend on the account
- Make large payment on account
- See auto CLI on account
Congrats!
Are you saying if we do it again, they'll give us CLI's again?
Somehow I doubt it
@Anonymous Currently my total credit limit (per Chase: "The credit limit as defined in your credit card agreement".) still shows 4.5k (the original limit), hence I want to see what the final statement looks like. But the available limit still remains at 6.5k with no pending credits or debits. It IS weird, lol.