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Chase Approval Chance

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Beckhsrules
Frequent Contributor

Chase Approval Chance

Is there going to be any added advantage in getting approval if we have a Chase checking/savings account?

AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 1 of 5
4 REPLIES 4
-NewGuy-
Moderator Emeritus

Re: Chase Approval Chance


@Beckhsrules wrote:

Is there going to be any added advantage in getting approval if we have a Chase checking/savings account?


There is anecdotal evidence that having a Chase checking or savings account contributes favorably to getting approved for a card.

Message 2 of 5
B335is
Moderator Emeritus

Re: Chase Approval Chance

I'm not sure their computers take the checking/savings relationship into consideration for instant approvals.  But, if you wind up on a reconsideration call it is very likely the analysts will consider it.

Message 3 of 5
Anonymous
Not applicable

Re: Chase Approval Chance

like above poster said, if you have a account on reconsideration they will give you more leeway. my family friends dad had a savings with chase and one credit card for 6 months with macys, and was approved for freedom on his first try after calling. theres a chance that account helped. (note: he called after 7-10 notice, not rejection)

Message 4 of 5
edcb
Contributor

Re: Chase Approval Chance

I have no doubt I got a Chase Freedom BECAUSE of my Chase account.  I couldn't get an IT....but Chase handed me a 3k limit.

 

I'm a long standing case customer 5+years with a substantial amount of money that has been sitting there and increasing as I save.  At the end of the day my credit line is 10% of what I have sitting at their bank but Im glad to have it.

In the garden until October 2015!

Journey began 12/13
My wallet: Cap1 Journey (12/13) $4,800 - Cap1 QS (3/14) $1,500 - Chase Freedom (5/14) $3,000 - Chase CSP (12/14) $8,000

Closed on my primary home and income property in December 2014!
Message 5 of 5
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