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Chase Credit Limit Reallocation - Co Branded and/or Business cards?

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keekers
Valued Contributor

Chase Credit Limit Reallocation - Co Branded and/or Business cards?

I know that Chase allows existing credit limits to be reallocated across their regular credit cards, but do they allow it for their cobranded and/or business (Ink) cards as well?  For example, if I have the Amazon Prime Visa, the Ink Business Cash and the Freedom Flex am I allowed to reallocate across all or any of those in that combination?  

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3 REPLIES 3
CreditCuriosity
Moderator Emeritus

Re: Chase Credit Limit Reallocation - Co Branded and/or Business cards?


@keekers wrote:

I know that Chase allows existing credit limits to be reallocated across their regular credit cards, but do they allow it for their cobranded and/or business (Ink) cards as well?  For example, if I have the Amazon Prime Visa, the Ink Business Cash and the Freedom Flex am I allowed to reallocate across all or any of those in that combination?  


You can't move from business to personal credit although think can move from personal to business although could be wrong as that is certainly how AMEX works.  Also no issues moving limits between say a freedom and Amazon card or other way around

Message 2 of 4
Aim_High
Super Contributor

Re: Chase Credit Limit Reallocation - Co Branded and/or Business cards?


@CreditCuriosity wrote:

@keekers wrote:

I know that Chase allows existing credit limits to be reallocated across their regular credit cards, but do they allow it for their cobranded and/or business (Ink) cards as well?  For example, if I have the Amazon Prime Visa, the Ink Business Cash and the Freedom Flex am I allowed to reallocate across all or any of those in that combination?  


You can't move from business to personal credit although think can move from personal to business although could be wrong as that is certainly how AMEX works.  Also no issues moving limits between say a freedom and Amazon card or other way around


My understanding is that Chase allows personal-to-personal and business-to-business, but never between personal and business.  (AMEX only allows a one-time irreversible transfer from personal-to-business and never the other way.) 

 

As for transfers between my Chase personal accounts (and I've had quite a few), I've never run into any problems moving limits around.  Easy call to customer service and it's done immediately. 


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 3 of 4
SouthJamaica
Mega Contributor

Re: Chase Credit Limit Reallocation - Co Branded and/or Business cards?


@keekers wrote:

I know that Chase allows existing credit limits to be reallocated across their regular credit cards, but do they allow it for their cobranded and/or business (Ink) cards as well?  For example, if I have the Amazon Prime Visa, the Ink Business Cash and the Freedom Flex am I allowed to reallocate across all or any of those in that combination?  


They did for me. I easily reallocated among my cobranded cards. All 3 were personal cards.

 

I doubt that you can reallocate between business and personal.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




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