Chase Disney

[EAJuggalo]

What say the community on the usefulness of this card?  The wife has decreed that we're taking the kids to Disneyworld in Oct. 2019 so I think it makes some sense on that front.  My understanding is that this card is not impacted by Chase's 5/24 rule, not that it really matters to me, unless I need a really good score to qualify I think this will be my next app sometime this spring/summer.  To those that have this card what were you scores when you were approved?

[Anonymous]

I was just approved for $5000 with EX at 670

[Anonymous]

DF was approved for 2k with 630-640 CS. We earned around $300-$350 in a few months running everything throught it. You also get 10% of Disney merch. and 10% select rest. in Disney. Plus the special Meet & Greets are awesome

[Anonymous]

+1^^^

DisneyLand Goer here.  EX659 at approval.  Had United for 2 almost 3 months at time of approval. Scored jumped to 671 three weeks later. 

Massive Star Wars nerd, so the perks are the reason for me.  Grocery card mainly, back up for gas. 

Edit: SL $3k

[Themanwhocan]

I browsed around the chase disney credit card site, and then signed into my chase account. I think that tracking cookies probably alerted chase of my interest, because they mailed me (US post) a targeted offer for the no annual fee version with a $200 sign up bonus after $500 spend. Of course, the bonus still comes in the form of a disney gift card.

I forget what my credit score was, but it was probably around 740. I applied for both the Chase AARP and Disney card the same day. Disney was approved first for $11,000 and AARP was approved for $6,500. Approvals took several days...

[Anonymous]

Get the card for the perks in the park. But there are better options for rewards.

The card pays you 2% back in Disney rewards in a couple of categories. Groceries for instance. But you'd be money ahead to get a Blue Cash Preferred -- 6% on groceries (but with an AF) -- or a Blue Cash Everyday -- 3% on groceries.  Then just commit to using those rewards for your Disney trip.

Gas for another Disney VISA category. But you'd be money ahead to pay cash for your gas -- usually about a 4% discount -- and then putting the 4% into an account to save for your vacation. You'd end up with twice the money!

Everything else (except Disney Stores) is just 1% rewards. Again, you can do twice that with a Capital One Venture (use the reward miles for any travel) or a Citi Double Cash.

I love Disneyland, and I may get the card before our next trip, but I wouldn't use it outside of the parks.

[CreditScholar]

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@Anonymous wrote:

Get the card for the perks in the park. But there are better options for rewards.

The card pays you 2% back in Disney rewards in a couple of categories. Groceries for instance. But you'd be money ahead to get a Blue Cash Preferred -- 6% on groceries (but with an AF) -- or a Blue Cash Everyday -- 3% on groceries.  Then just commit to using those rewards for your Disney trip.

Gas for another Disney VISA category. But you'd be money ahead to pay cash for your gas -- usually about a 4% discount -- and then putting the 4% into an account to save for your vacation. You'd end up with twice the money!

Everything else (except Disney Stores) is just 1% rewards. Again, you can do twice that with a Capital One Venture (use the reward miles for any travel) or a Citi Double Cash.

I love Disneyland, and I may get the card before our next trip, but I wouldn't use it outside of the parks.

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+1. The only reason anyone should even consider this card is for the in-park benefits.

In terms of spending, there are way better options out there.

[someg33k]

Just approved for this card 2 weeks ago. My first and only Chase card. Approved for 15K. Think Chase pulled EX and TU. both scores around 705

[Sharingan]

I've had almost every credit card that Chase offers at some point in the last several years, but the Chase Disney credit card has been one that I've never really been interested in, along with the Zappos card. The Disney debit card from Chase is quite competitive and even shares some of the perks that the Disney credit card offers, such as 10% off merchandise and select restaurants. I believe that there might be minimum spending requirements to receive the discounts, but it's not really difficult to end up spending a fortune at Disney, even for lunch. You won't earn Disney rewards; however, as stated above, there are much more rewarding cards out there. There is also no AF to access the perks offered by the debit card. Of course, this does require a checking account with Chase.

I selected the Disney debit card years ago because I preferred the appearance of classic Mickey Mouse over the standard Chase design. Since then, the card has really grown on me and I'll be sure to have it with me the next time I visit one of their parks. As such, I'd have a hard time justifying pulling credit from another Chase card just to have the Disney credit card in my situation.

[odd_dog]

The card rewards suck, true and that is either version, BUT if you want the park perks do this....Open a Chase checking account....then ask for the DISNEY ATM card...it has Disney card designs to choose from AND you get ALL the park and discount perks of the CC.....