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Chase FU pc from CSP

Established Contributor

Chase FU pc from CSP

Hello all,

 

Just a quick backstory, I pc a 3 year old CSP to a FU back in February/March. I have been wanting to lower the APR on that account for quite some time. Throughout the time I had the CSp, I was unsuccessful in lowering the APR since Chase doesn't lower the APR for CSP. Now that I have the FU I want to lower the APR, BUT, of course, I still don't qualify for a lower apr. Question, does anyone have any insight on what can be done to successfully get Chase to lower the apr on my NEW FU account?

 

Thanks!

Message 1 of 3
2 REPLIES 2
Established Contributor

Re: Chase FU pc from CSP

I have never been successful in getting Chase to lower an APR no matter what the product. The reps always told me they don't take customer requests to lower APR.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Thank You Premier 52K | EDP 52k | Bank of America BBR 57.9k
Message 2 of 3
Frequent Contributor

Re: Chase FU pc from CSP

Chase does not lower APR upon request. While rare, some people have gotten an auto-reduction. A family member got a reduction to the lowest advertised APR on a very old Freedom (possibly over 10 y.o. at the time).

EQ8 770 (12/20) EQ9 817 (1/21) EX8 799 (11/20) EX9 813 (1/21) TU8 793 (12/20)
Chase Hyatt - 40.2k - 15.24% - 6/13 ~ Amex Hilton - 10k -13.99% - 8/13 ~ Chase IHG - 10k - 15.24% - 1/14 ~ Chase Ink$ - 12k - 13.24% - 5/14 ~ NFCU $ - 37k - 9.65% - 12/14 ~ Amex ED - 10k - 12.99% - 1/16 ~ Citi AA - 34k - 15.24% - 4/16 ~ Merrill+ - 55k - 12.99% - 2/17 ~ USAA Limitless - 20k - 16.9% - 8/17 ~ Amex BB+ - 42k - 13.24% - 3/18 ~ PenFed Pathfinder - 29.4k - 10.74% - 9/18 ~ WF Propel - 17k - 16.99% - 7/19 ~ AODFCU VS - 22k - 7.49% - 4/20
Gone: CSP, AA x3, Ink+, TYP, CSR, CFU, CF, AARP
Message 3 of 3
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